Travelers Identifies Most Common Wedding Insurance Claims of 2025

HARTFORD, Conn.--(BUSINESS WIRE)--The Travelers Companies, Inc. (NYSE: TRV) today released its wedding insurance claims data for 2025, offering a closer look at the unexpected events that can derail even the most carefully planned celebrations. The data highlights the top wedding vulnerabilities – including vendor failures and extreme weather – and underscores the importance of having a financial safety net in place.

“People invest so much time, energy and money into making their wedding day perfect,” said Deidre LeBlanc, Vice President of Specialty Lines for Personal Insurance at Travelers. “Knowing what has gone wrong for others is one of the best ways to prepare, and having the right protection in place can provide peace of mind when the unforeseeable occurs.”

For the fifth consecutive year, vendor-related issues (55%) were the leading cause of paid wedding insurance claims in 2025. Others included:

• Illness or injury (16%).
• Extreme weather (10%).
• Accidental damage or injury (6%).
• Military deployment (3%).

To help avoid wedding-day disruptions, Travelers recommends:

• Vetting vendors. Research reviews and get referrals before placing any deposits.
• Planning for weather disruptions. Severe and unpredictable weather conditions can affect travel and venues. It is essential to secure a wedding insurance policy before any named storm.
• Accounting for liability. Careful planning doesn’t eliminate the risk of accidental damage or injury. The right policy can account for that.
• Buying insurance coverage early. Many scenarios are only covered if a policy is secured well in advance. It’s best to lock in a special events policy as soon as a deposit is placed.

The Travelers Wedding Protector Plan, subject to policy terms and conditions, provides coverage with no deductible for a variety of potential challenges, from the rehearsal dinner through the main event and brunch the following day. To learn more, visit Travelers.com/event-insurance.

About Travelers

The Travelers Companies, Inc. (NYSE: TRV) is a leading provider of property casualty insurance for auto, home and business. A component of the Dow Jones Industrial Average, Travelers has more than 30,000 employees and generated revenues of nearly $49 billion in 2025. For more information, visit Travelers.com.