Securian Financial Adds New Reproductive Health Benefits to Its Group Critical Illness Insurance

The enhancements address evolving employee needs and help employers offer more inclusive, sought-after workplace benefits.

ST. PAUL, Minn.--(BUSINESS WIRE)--Securian Financial is adding new reproductive health benefits to its group critical illness insurance product, part of its growing suite of supplemental health insurance available through workplace benefit packages. The enhancements bring modern, inclusive support to employees navigating some of life’s most personal journeys.

Critical illness insurance provides employees with a lump-sum cash benefit when they are diagnosed with a covered medical condition. The benefit is paid directly to the employee, who can use it to offset out-of-pocket medical bills, household expenses or other financial needs. Employers can offer this coverage as a voluntary benefit, providing meaningful protection to employees with little to no employer cost.

With the new enhancements, Securian’s critical illness insurance—issued by Securian Life Insurance Company—now provides coverage for key reproductive health conditions, including:

• Premature menopause
• Egg and sperm harvesting
• Abnormalities of the uterus, fallopian tubes or ovaries
• Disorders of the reproductive organs (for both men and women)
• Viral or bacterial reproductive infections

“Reproductive health is an essential part of overall well-being, yet employees often struggle to find affordable, accessible support when they need it most,” said Lydia Jilek, Securian Financial vice president for Employee Benefits Solutions. “By enhancing our critical illness insurance, we’re helping employers provide benefits that meet the realities of today’s workforce—support that is inclusive, compassionate and competitive in attracting and retaining talent.”

Meeting a growing workforce demand

The need for reproductive health benefits is clear and growing:

• One in six people worldwide and one in eight U.S. couples face fertility challenges¹
• Premature menopause is 3-4 times more prevalent than once thought and often goes untreated²
• 83% of Gen Z and 77% of Millennials say family-building benefits are important when considering an employer³
• Employees with access to fertility benefits are 1.5 times more likely to recommend their employer to others¹ 

“Delays in starting families due to career and financial priorities, coupled with medical realities, are driving increased reliance on reproductive health services,” said Jilek. “At the same time, reducing stigma around infertility and menopause means more employees are seeking care—and turning to workplace benefits for support.”

A competitive edge for employers

“By expanding coverage to include reproductive health, Securian Financial is helping employers differentiate their benefit offerings in a competitive labor market,” added Jilek. “These enhancements reflect our continued investment in supplemental health benefits and our commitment to supporting the diverse needs of today’s workforce.”

Securian Financial offers supplemental health benefits, including accident, critical illness and hospital indemnity insurance, to employers nationwide issued by its subsidiary, Securian Life Insurance Company. The company is also the nation’s third-largest direct writer of group life insurance.⁴

FOR USE IN ALL STATES EXCEPT AZ AND GA.

ABOUT SECURIAN FINANCIAL

To be confident in your financial future, you need to trust the strength and commitment of the companies you choose to work with. For more than 140 years, the Securian Financial family of companies has been developing innovative insurance and retirement solutions to meet the evolving needs of individuals, families and businesses. Offered through partnerships with employers, financial professionals and affinity groups, our products help bring peace of mind to more than 23 million customers throughout the United States and Canada. We are trusted by our partners and customers to fulfill our purpose of helping to build secure tomorrows. For more information about Securian Financial, visit securian.com or follow us on Facebook, Instagram or LinkedIn.

1. “Why you need to offer infertility support for your employees—and how to design better benefits,” Maven Clinic, 2024.

2. “The overlooked and untreated perils of premature ovarian insufficiency,” Cleveland Clinic Journal of Medicine, 2025.

3. “Future of Family: Why family-building benefits are essential to engage tomorrow’s workforce study,” Securian Financial, 2025.

4. As of December 31, 2024, based on direct group life insurance in force on a consolidated basis. Source: S&P Global Market Intelligence. This statistic reflects the insurance subsidiaries of Securian Financial Group, Inc., Minnesota Life Insurance Company and Securian Life Insurance Company.

Limitations and exclusions apply. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued.

Products are offered under the policy form series 23-32606 or state variation thereof. Benefit for covered conditions will be payable upon a diagnosis of a covered condition that satisfies the requirements of the policy and when all other policy requirements are met.

Insurance products are issued by Minnesota Life Insurance Company or Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligation under the policies or contracts it issues.

Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Minnesota Life Insurance Company and Securian Life Insurance Company are subsidiaries of Securian Financial Group, Inc.

DOFU 10-2025

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