MassMutual Expands Lending Options With New Secured Credit Line

SPRINGFIELD, Mass.--(BUSINESS WIRE)--MassMutual today announced the availability of the MassMutual Wealth Management Secured Credit Line (“Secured Credit Line”), a flexible lending solution designed to help clients access liquidity while remaining invested in their long-term wealth management strategy.

Secured Credit Line allows clients to borrow against eligible non-retirement investment assets, providing a potential source of funding for unexpected cash needs, real estate purchases, business expansion, wealth transfer strategies, luxury purchases, bridge financing, tax payments, and general liquidity.

Designed to provide liquidity while allowing clients to remain invested, the Secured Credit Line offers:

• Flexible access to funds with multiple repayment options.
• Competitive rates compared with many traditional borrowing options.
• Fast, streamlined digital application and funding experience.
• No application fees, maintenance fees or closing costs apply. Interest is only charged on outstanding balances.

“We built Secured Credit Line in partnership with Supernova so when a client need or an opportunity arises, the financial professional can remain at the center of the conversation,” said Linda Bestepe, head of Lending & Banking Services, MassMutual. “The estimate, the application, the servicing and the relationship all live in one place, with increased visibility into every step of the process. It is a capability our financial professionals value, our clients appreciate, and our industry should expect."

Key Details

• Eligible, non-retirement collateral may include, but is not limited to, equities, ETFs, mutual funds, Treasuries, bonds, cash and cash equivalents, subject to lender guidelines.
• Size of the credit line is based on the value, type and concentration of eligible securities held in pledged accounts.
• Clients may access funds, as needed, up to their approved credit limit with flexible repayment options.

“Having access to credit -- and tapping it thoughtfully and intentionally -- is becoming an important component when building wealth,” said Vaughn Bowman, CFA, head of wealth management, MassMutual. “This new offering demonstrates our continued commitment to helping people grow, protect, and pass on their wealth thoughtfully.”

MassMutual Wealth Management is a marketing name for MML Investors Services, LLC, a subsidiary of Massachusetts Mutual Life Insurance Company. Securities and investment advisory services offered through qualified representatives of MML Investors Services, LLC. Member SIPC. 1295 State Street, Springfield, MA 01111-0001.

MML Investors Services, LLC (MMLIS) has a referral relationship with Supernova to make MassMutual Wealth Management Secured Credit Line available to MMLIS clients.

Loans under the Secured Credit Line are made and serviced by Supernova Lending, LLC (“Supernova”), a non-bank state-licensed lender, at its sole discretion. Supernova has no commitment to either extend any line of credit and any extension of credit is subject to credit approval by Supernova and, if approved, the terms in the definitive line of credit and security agreement documents. For information about Supernova’s lending licenses, please visit: www.supernovacompanies.com/legal/licenses. Supernova will compensate MMLIS for its role in the application and loan origination process, but MMLIS is not the lender, does not service the Loans and does not make credit approval, underwriting, or other lending decisions related to the Secured Credit Line. MMWM SCL loans are collateralized by securities held in MMLIS brokerage account(s).

A MassMutual Wealth Management Secured Credit Line involves risk and may not be appropriate for everyone. Interested clients should speak to their financial professional for more information.

Loans not available in Mississippi, Nevada, North Dakota, or Puerto Rico.

About MassMutual (Massachusetts Mutual Life Insurance Company)

For 175 years, MassMutual has stood beside generations through life’s defining moments, guided by a clear, enduring purpose: We help people secure their future and protect the ones they love. What began in 1851 as a bold idea rooted in neighbors helping neighbors has grown into one of America’s largest mutual life insurance companies, serving more than four million customers¹ with over $1 trillion in life insurance in force¹ and $584 billion in assets under management, ² all built on a foundation of more than $34 billion in capital strength. ³

MassMutual offers a broad range of products and services across protection, accumulation, wealth management, and retirement income, including annuities through our leading annuity provider, MassMutual Ascend. These solutions reach people through our expansive distribution, which is anchored by our dedicated network of affiliated financial professionals. For nearly two centuries, our offerings have helped people build, protect, and pass on what means the most to them. Through eras of extraordinary change, we have honored our commitments, paying upwards of $70 billion in insurance and annuity benefits over the past decade. ⁴

MassMutual is strengthened by a diversified portfolio of strategic businesses and investments – including Barings, our global alternative asset management subsidiary – which enables us to deliver greater long-term value to our policyowners. MassMutual has a longstanding, successful approach to bringing together deep life insurance expertise and advanced asset management capabilities, which put us at the forefront of this trend and helped pioneer growth beyond traditional industry boundaries. Through Barings, we have robust asset origination capabilities that have helped us achieve exceptional long-term performance for our policyowners.

Through it all, our scale provides strength; our mutuality provides alignment; and our purpose ensures we do not lose sight of who we serve. To learn more, visit massmutual.com.

¹ As of December 31, 2025

² Assets Under Management (AUM) include assets and certain external investment funds managed by MassMutual subsidiaries, including Barings and MassMutual Ascend, as of December 31, 2025

³ Capital strength refers to the company’s Total Adjusted Capital, as of December 31, 2025, as reported in statutory filings. Please refer to MassMutual’s Annual Report, https://www.massmutual.com/global/media/shared/doc/financial-documents/annual-reports/2025_annual_report.pdf

⁴ 2016-2025