SageSure One Establishes Premier Homeowners Category, Brings $20M TIV Olympus Capacity to California

Expanding its California offerings, SageSure One brings tailored coverage and dedicated servicing for premier properties stranded between mass market and high-net-worth placements.

JERSEY CITY, N.J.--(BUSINESS WIRE)--SageSure, the largest residential property MGU in the US specializing in catastrophe-exposed markets, today announced the California expansion of SageSure One, purpose-built for the growing premier homeowners segment. Pairing specialized service with a custom, open-perils homeowners product with up to $20 million in total insurable value (TIV) from Olympus Insurance Company (“Olympus”), SageSure One offers a bespoke placement for resilient, higher-value California homes.

“For too long, premier accounts have been placed with markets that weren’t built for them. We believe emerging luxury tier deserves their own insurance category,” said Terrence McLean, President and CEO of SageSure. “We designed SageSure One to close the experience gap. Now producers can place premier homes and get the full-lifecycle specialized support these intricate risks require. We are proud to partner with Olympus to bring this high-demand solution to California producers.”

Central to the SageSure One experience is the One Consultant, who serves as a dedicated single point of contact for producers and their clients across the life of the policy, from initial quote through renewal. During a claim, the One Consultant acts as a personal liaison, ensuring neither producers nor homeowners have to navigate adjuster desks directly.

“Aligning our capacity with SageSure One reflects a shared commitment to the producer and the emerging private client segment,” said Tim Stroble, CEO of Olympus. “The need is clear: higher-value homes in wildfire-exposed areas need sophisticated solutions. And when we apply our underwriting discipline at the property level, we can reward homeowners who invest in resilience and deliver capacity to the producers who serve them.”

The non-admitted HO5 product offers significant capacity for California homes starting at $1 million in Coverage A. Properties in Very High Fire Hazard Severity Zones (VHFHSZ) may be eligible with a verified IBHS Wildfire Prepared Home Plus designation along with noncombustible structural hardening and rigorous defensible space standards.

The new Olympus capacity further expands SageSure One’s footprint, joining SURE and SafePort Insurance Company’s homeowners programs in California. SageSure One is also available in Florida, New York, and Texas.

For more information on SageSure One, underwriting appetite, and producer access, visit sagesure.com/one.

About SageSure

SageSure is the largest residential property managing general underwriter in the US specializing in catastrophe-exposed markets. Dedicated to serving producers and carrier partners, SageSure provides highly differentiated residential and commercial solutions, innovative service and claims management, and market-leading buying experiences. A leader in catastrophe risk underwriting and exposure management, SageSure operates in 16 states, protects nearly 1 million policyholders, and manages more than $3.3 billion of inforce premium. For more information, visit sagesure.com.

About Olympus Insurance

Olympus Insurance Company specializes in residential property insurance, insuring residential and investment properties, including homes, condos, rental properties, and personal property. With service, simplicity, and accountability as the company’s core values, Olympus’ mission is to deliver an insurance experience that people deserve by offering customer-focused, comprehensive, and reliable property insurance. For more information, visit olympusinsurance.com.