Nestimate Partners with Nationwide for Target Date and Lifetime Income Evaluation

Nationwide selects Nestimate for their Target Date Fund IQ and Lifetime Income Evaluator software to support advisor and plan sponsor due diligence.

LINCOLN, Neb.--(BUSINESS WIRE)--Nationwide and Nestimate, the innovative investment due diligence platform, today announced a new partnership. The collaboration enables Nationwide’s Retirement Solutions business with an objective due diligence tool to support intermediaries evaluating both target-date funds and lifetime income solutions.

Through this collaboration, retirement plan advisors can reach out to their Nationwide representative to run Nestimate’s reporting, enabling them to work directly with plan sponsor clients to evaluate the suitability of TDFs and lifetime income solutions.

“Nationwide believes every participant deserves a clearer path to a confident retirement, and that starts with helping advisors and plan sponsors make informed decisions about the solutions available to them. Our partnership with Nestimate gives advisors a rigorous, plan-specific way to evaluate target-date funds and lifetime income solutions together—so they can have more meaningful conversations with plan sponsors and help deliver better outcomes for participants.”
— Cathy Marasco, vice president, Protected Retirement, Nationwide Retirement Solutions

Nestimate's Target-Date Fund IQ gives advisors a fresh, unbiased lens for target-date due diligence. TDF IQ provides a plan-centric based framework capable of evaluating a full range of strategies, including newer approaches that incorporate annuities and other emerging asset classes. Matching each plan's unique demographics and objectives against the target-date fund's design, the tool elevates both glidepath suitability and quantitative metrics used to compare Target Dates. Additionally, the company’s lifetime income analysis tools equip fiduciaries to evaluate, compare, and prudently select and monitor guaranteed income solutions, whether stand-alone, in managed accounts, or TDFs.

“The partnership with Nationwide furthers our conviction that advisors and consultants are no longer treating retirement income as a future conversation. They're actively evaluating protected income solutions alongside traditional QDIAs, today. Plan sponsor interest is material, adoption is accelerating, and the advisors closest to that shift are telling us the same thing: they need a repeatable, defensible way to evaluate these options in-plan. Nationwide has demonstrated a rare combination of breadth and depth in this space, and partnering with a carrier that has invested as seriously as they have in retirement income security is exactly the kind of collaboration that moves the industry forward.”
— Kelby Meyers, CEO, Nestimate

Nationwide is one of the retirement industry's most active insurers in the embedded, in-plan guaranteed income space, serving as a carrier across several of the market's leading target-date-based lifetime income solutions. These solutions include the State Street Investment Management GTC Retirement Income Builder target-date series, Income America 5ForLife, Alliance Bernstein Lifetime Income Strategy and most recently, Nationwide was named alongside New York Life as one of two insurers providing guaranteed income within Fidelity Freedom® Lifetime.

Retirement plan advisors and consultants interested in receiving Nestimate’s Target Date Fund or Lifetime Income evaluation resources are encouraged to contact their Nationwide representative.

About Nestimate

Nestimate is an objective analytics platform built to bring modern, workforce-aligned due diligence to retirement plan investment menus. Nestimate enables plan fiduciaries to confidently compare, select, and monitor both target date and lifetime income solutions. The company's Target Date Fund IQ gives advisors and plan fiduciaries a plan-centric framework for evaluating target-date funds, weighing each plan's specific demographics, rather than relying on generic, one-size-fits-all rankings. Nestimate is committed to making rigorous, defensible investment due diligence accessible to every plan. The firm serves advisors, consultants, asset managers, recordkeepers, and insurers with streamlined due diligence and analytics tools. For more information, please visit www.mynestimate.com.

About Nationwide

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified financial services and insurance organizations in the United States. Nationwide is rated A+ by Standard & Poor’s. An industry leader in driving customer-focused innovation, Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm and life insurance; public and private sector retirement plans, annuities and mutual funds; excess & surplus, specialty and surety; and pet, motorcycle and boat insurance.

For more information about Nationwide and Nationwide’s ratings, visit www.nationwide.com or Company Ratings -- Nationwide.

Nationwide Retirement Solutions is a business within Nationwide that is one of the largest and strongest diversified financial services and insurance organizations in the United States. Nationwide Retirement Solutions helps secure financial futures for approximately three million participants in 30,000 retirement plans with $250 billion in assets, across full-service recordkeeping, investment solutions, and pension risk transfer¹. Nationwide remains No. 1 in public 457 plans (based on the number of plans)² with an average tenure of 29 years¹. The company also continues to maintain significant presence in private 401(k), nonprofit 403(b) markets, and pension risk transfer.

¹ Nationwide Financial (Dec 31, 2025)
² PLANSPONSOR 2025 Recordkeeping Survey

Disclosures

This material is not intended to be a recommendation or investment advice, does not constitute a solicitation to buy, sell or hold a security or investment strategy, and is not provided in a fiduciary capacity. The information provided does not take into account the specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on an investor’s objectives and circumstances and in consultation with their financial advisors. Financial professionals should independently evaluate the risks associated with products or services and exercise independent judgment with respect to their clients.

Past performance is no guarantee of future results. All investments carry a certain degree of risk, including the possible loss of principal, and there is no assurance that an investment will provide positive performance over any period of time. Results are sensitive to input values and model assumptions and may not predict actual outcomes.

Provisions of these options may vary based on plan selection and/or by state regulation. These investment options may not be available in some states.

Guarantees are backed by the claims-paying ability of the issuing insurance company.

The target date is the approximate date when investors plan to start withdrawals. The Funds offer continuous rebalancing over time to become more conservative as investors approach their planned retirement date. In addition to the target date fund’s expenses, an investor is indirectly paying a proportionate share of the underlying funds’ fees and expenses. The principal value of the Funds is not guaranteed at any time, including the target date.

All third parties mentioned are not related to or affiliated with Nationwide or any of its affiliates.

Nationwide is a service mark of Nationwide Mutual Insurance Company. Third-party marks that appear in this message are the property of their respective owners.