Pepper Advantage Appoints Matthew Wye to Lead UK Credit Management Business

Aaron Milburn appointed Managing Director, Credit Access, as firm strengthens client relationships

LONDON--(BUSINESS WIRE)--Pepper Advantage, an international credit management and technology company, today announced the appointment of Matthew Wye as Chief Executive Officer, Pepper Advantage UK, effective October 2026, subject to regulatory approval. He will lead the company's expanding credit management operations, including the mortgage servicing business acquired from Computershare earlier this year.

Matthew will bring over 20 years of credit and financial services experience to the role, joining from Metro Bank, where he currently serves as Managing Director of Future Bank Delivery. His previous roles include Director of Lending Operations and Head of Lending and Securities at Metro Bank, and he has held senior positions at Crown Mortgage Management and Barclays Bank. Throughout his career, Matthew has built a strong track record in credit management, with particular expertise in operational management, digital banking, and client service.

With Matthew’s arrival, Pepper Advantage UK will continue to grow its credit management capabilities across the full credit lifecycle. The company will focus on bringing on board new client portfolios; embedding PRISM, its proprietary credit technology platform, across operations; and improving operational efficiency and service delivery as it further integrates the mortgage servicing business acquired from Computershare.

Aaron Milburn, current CEO of Pepper Advantage UK, will step into a new role as Managing Director of Credit Access, where he will lead business development and growing client relationships. He and Matthew will work closely together to expand Pepper Advantage’s new business, focusing on expanding opportunities for clients that leverage the company’s wider UK infrastructure.

Fraser Gemmell, Group CEO of Pepper Advantage, said: "We are delighted to welcome Matthew to Pepper Advantage. His appointment reflects our strategy of driving operational efficiencies as we continue to incorporate PRISM, our proprietary credit management platform, across the entire business. The integration of the mortgage servicing business we acquired from Computershare has given us scale and with Matthew onboard, we have the opportunity to transform our combined business in a meaningful way.

Additionally, having Aaron as our Managing Director for Credit Access will allow us to leverage our wider capabilities to bring a more diverse offering to new and existing clients. His proven abilities and strong client relationships make Aaron the right person for this important role. Together, he and Matt will lead our team in the UK as we pursue the significant opportunities ahead.”

Matthew Wye added: "I've spent my career in credit and have watched Pepper Advantage grow into the impressive business it is today. Pepper Advantage combines exceptional people, a genuine technological edge, and the scale to make a significant impact in this market. The UK credit management landscape is evolving rapidly and I’m excited to join a dynamic business at such a pivotal moment. I look forward to working with the entire team to expand our offering together."

Aaron Milburn said: "The demand for flexible, reliable credit solutions has never been greater. Clients and customers across the UK are looking for partners who can support their ambitions and help them grow. That is precisely what we are positioned to do. I am excited to be working with Matt and our talented team to expand the range of opportunities we offer clients and help them find the solutions best suited to their needs.”

About Pepper Advantage

Pepper Advantage is an international credit management and technology company that offers a range of services across Asia, Europe, and the United Kingdom. The company, with €75 billion assets under management, operates in multiple asset classes including residential and commercial mortgages, real estate, SME loans, asset financing and leasing, auto and consumer loans, credit cards, retail finance and BNPL. It helps investors, financial institutions, fintechs, and banks manage their credit portfolios, reducing the cost and complexities of systems and supporting new non-bank lending.

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