Zinnia Unveils The Policy Processor 8.0: An AI-Powered Leap Forward in L&A Underwriting

Cloud-enabled platform accelerates reviews, reduces risk, and elevates decision confidence

GREENWICH, Conn.--(BUSINESS WIRE)--Zinnia, a leading life and annuity (L&A) technology company, today announced the launch of The Policy Processor (TPP) 8.0, the latest evolution of its trusted underwriting platform. Built on a cloud-based architecture, TPP 8.0 delivers scalability, security, and continuous innovation to meet evolving business needs. It enables carriers to modernize underwriting with AI-enabled summarization, integrated reinsurance workflows, and low-code configuration to transform underwriting into a strategic advantage.

“The underwriting process and pace are evolving as true differentiators,” said Michele Trogni, Chair and CEO of Zinnia. “With TPP 8.0, we’re helping carriers underwrite faster, apply data more effectively, and deliver a superior experience to advisors and customers. This release shows how Zinnia’s technology helps clients transform efficiency into growth.”

Today, TPP 8.0 supports more than 15 of the largest carriers in North America, processing over three million applications each year. With 8.0, Zinnia deepens its leadership in digital underwriting, combining automation with cloud flexibility to consolidate data, streamline collaboration, and improve accuracy across the process.

“TPP 8.0 was designed with the underwriter in mind,” said Hilani Kerr, Head of Wealth & Distribution Platforms at Zinnia. “By combining AI-enabled insights with a unified, flexible workspace built for collaboration, we’re helping carriers simplify workflows, reduce friction, and make faster, more informed decisions.”

• AI-Enabled Summarization: Automatically summarizes evidence and prioritizes cases based on risk profiles, cutting review time from hours to minutes.
• Low-Code Configuration: Allows carriers to tailor workflows, rules, and forms without custom development.
• API-First Design: Supports multiple business models and product lines while providing real-time visibility into case status, performance metrics, and workload distribution.
• Integrated Reinsurance Workflow: Enables underwriters and reinsurers to collaborate directly in real time, eliminating handoffs and improving transparency.

TPP 8.0 redefines underwriting as a competitive advantage for Zinnia’s clients, combining human insight with intelligent technology to help carriers move faster, collaborate smarter, and deliver more for their customers.

About Zinnia

Zinnia, an Eldridge Industries business, simplifies L&A insurance by delivering comprehensive technology solutions for the industry's most critical needs. Zinnia enables carriers and distributors to build, sell, and service insurance, ultimately helping more people get the coverage they need and the service they deserve. Zinnia is also backed by funds managed by KKR and Vista Credit Partners, leading global investment firms. To learn more about Zinnia, please visit zinnia.com.