-

Best's Market Segment Report: AM Best Maintains Stable Outlook on Spain’s Life Insurance Segment

AMSTERDAM--(BUSINESS WIRE)--AM Best has maintained its stable outlook on Spain’s life insurance segment.

In its new Best’s Market Segment Report, “Market Segment Outlook: Spain Life Insurance”, AM Best highlights that market participants have successfully shifted product focus to the changing interest rate environment and expects technical provisions to remain at solid levels in 2025, reflecting the trend observed last year.

AM Best expects demand for traditional insurance products to remain robust in light of the healthy, though declining, interest rate environment, and states that companies should be able to continue offering attractive products while maintaining profit margins. However, AM Best will continue to monitor the interest rate path and its effects on guaranteed rate products, as well as its effects on product offerings.

To access a complimentary copy of this special report, please visit http://www3.ambest.com/bestweek/purchase.asp?record_code=354087.

AM Best is a global credit rating agency, news publisher and data analytics provider specialising in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2025 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

Contacts

Juan Villaescusa
Financial Analyst
+31 20 808 1162
juan.villaescusa@ambest.com

Richard Banks
Director, Industry Research – EMEA
+44 20 7397 0322
richard.banks@ambest.com

Jose Berenguer
Associate Director, Analytics
+31 20 808 2276
jose.berenguer@ambest.com

Edem Kuenyehia
Director, Market Development & Communications
+44 20 7397 0280

edem.kuenyehia@ambest.com

Eli Sanchez
Director, Analytics
+31 20 808 3190
eli.sanchez@ambest.com

AM Best


Release Versions
Hashtags

Contacts

Juan Villaescusa
Financial Analyst
+31 20 808 1162
juan.villaescusa@ambest.com

Richard Banks
Director, Industry Research – EMEA
+44 20 7397 0322
richard.banks@ambest.com

Jose Berenguer
Associate Director, Analytics
+31 20 808 2276
jose.berenguer@ambest.com

Edem Kuenyehia
Director, Market Development & Communications
+44 20 7397 0280

edem.kuenyehia@ambest.com

Eli Sanchez
Director, Analytics
+31 20 808 3190
eli.sanchez@ambest.com

Social Media Profiles
More News From AM Best

AM Best Affirms Credit Ratings of Casualty & General Insurance Company (Europe) Limited, a Subsidiary of CG Holdings (Gibraltar) Limited

LONDON--(BUSINESS WIRE)--AM Best has affirmed the Financial Strength Rating of B+ (Good) and the Long-Term Issuer Credit Rating of “bbb-” (Good) of Casualty & General Insurance Company (Europe) Limited (CGICE) (Gibraltar). The entity is a subsidiary of CG Holdings (Gibraltar) Limited (CGH), the non-operating holding company of the group. The outlook of these Credit Ratings (ratings) is stable. The ratings of CGICE reflect its strategic importance to the group, and CGH’s balance sheet streng...

AM Best Assigns Issue Credit Rating to Maine Employers’ Mutual Insurance Company’s New Surplus Notes

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has assigned a Long-Term Issue Credit Rating of “bbb+” (Good) to the $70 million, 9% surplus notes, due December 2045, issued by Maine Employers’ Mutual Insurance Company (MEMIC) (Portland, ME). The outlook assigned to this Credit Rating (rating) is stable. The surplus notes issuance is intended to strengthen the balance sheet and support MEMIC’s acquisition of the Dakota Group, which is expected to close in January 2026, pending regulatory approval. Foll...

AM Best Affirms Credit Ratings of Lonpac Insurance Bhd

SINGAPORE--(BUSINESS WIRE)--AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Rating of “a” (Excellent) of Lonpac Insurance Bhd (Lonpac) (Malaysia). The outlook of these Credit Ratings (ratings) is stable. The ratings reflect Lonpac’s balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management. Lonpac’s balance sheet strength is un...
Back to Newsroom