Curative Acquires American Country Insurance Company to Expand Business Opportunities Nationwide

Acquired Company Will Be Renamed “Curative Insurance Company of Illinois” and Will Expedite Curative’s Ability to Offer Its Innovative, No Copay, No Deductible Health Plan in More States and Markets

AUSTIN, Texas--()--Curative Insurance Company, provider of a cutting-edge, no copay, no deductible health plan*, today announced the recent acquisition of American Country Insurance Company (ACIC) by its parent, Curative Health Holdings Inc., as part of the plan to expand its insurance offering to more markets across the country. Curative will rename the entity to Curative Insurance Company of Illinois, fully integrating the acquisition. Curative will now have licenses to sell large-group health insurance in select additional states.

“Curative has demonstrated that we can provide quality health benefit solutions across the state of Texas and we are looking forward to expanding our insurance offering across the country with the acquisition of American Country Insurance Company,” said Fred Turner, CEO and co-founder of Curative. “We are a well-capitalized, high-performance company, on a mission to transform health insurance and bring our no copay, no deductible health insurance plan to as many people across the country as possible.”

Curative Insurance Company currently offers a fully insured PPO offering in select regions of Texas and a level-funded insurance offering across the state of Texas. In addition, Curative Insurance Company was recently assigned a Financial Strength Rating (FSR) of A- (Excellent) and a Long-Term Issuer Credit Rating (Long-Term ICR) of A- (Excellent) from AM Best. The acquisition will allow Curative to expand into other states more quickly and efficiently (pending additional regulatory approvals).

Curative Insurance Company launched its new health plan in Q4 of 2022, featuring $0 copays and $0 deductibles for in-network care*. The plan promotes proactive health engagement for members and removes financial barriers to care by offering affordable, accessible benefits.

The Curative health plan is now available to employers throughout Texas and their employees nationally, with broad network coverage and access to over 1 million providers nationwide. To learn more about Curative and its new health care plan, visit

*Every Curative member qualifies for the $0 deductible or copay for in-network care and preferred prescriptions by completing a Baseline Visit within 120 days of the plan effective date. See to learn more. Curative Insurance Company PPO.

About Curative

Curative is a leading health care services company that has created and launched a first-of-its-kind employer-based health insurance plan through Curative Insurance Company. Co-founded by CEO Fred Turner and CTO Isaac Turner (no relation) in 2020, Curative is reengineering health insurance by providing unmatched simplicity and cost transparency with a competitive monthly premium and zero out-of-pocket costs*. Curative is remaking our health care system into one that works for and supports members’ whole health and well-being through every step of their personal health journey. Previously, Curative and its managed medical entities were national leaders bringing COVID-19 testing and vaccine-administration resources to bear in response to the pandemic. For more information on Curative, visit, or follow us on Facebook, Instagram, Twitter, or LinkedIn.

*To qualify, members need to complete a Baseline Visit within 120 days of the plan's effective date, which kicks off support of the member’s well-being through every step of their health journey.


Pasquale Gianni


Pasquale Gianni