MGT Becomes First Insurance Carrier to Bring ChatGPT Quoting to Independent Agents

New MCP capabilities let agents quote a Business Owner’s Policy in plain language, without leaving the AI assistant they already use

SAN FRANCISCO--(BUSINESS WIRE)--MGT, the leading AI-native neo-insurer modernizing commercial P&C insurance, today announced that Aimee, its AI quoting assistant, is now listed in the ChatGPT app directories. Any independent insurance agent appointed with MGT can now install Aimee and quote businesses in plain language, all within AI tools they use every day.

The listings follow MGT's announcement that it is the first carrier to offer its products to independent agents via agentic quoting in ChatGPT. Aimee has answered agents’ appetite questions on mgtinsurance.com since 2025 and now quotes directly for them on a platform that has handled over $83B of quoted TIV for nearly 15,000 appointed agents.

“We are thrilled to open up our MCP so brokers can quote where they already work. They don’t need another form or another login. They need time back for their clients,” said Graham Topol, Co-Founder and Co-CEO of MGT. “Agents shouldn’t have to come to us. We went to them. Every carrier talks about being easy to do business with; we’re the first one you can quote by typing a sentence into ChatGPT. Because we built MGT AI-native from day one, this took us weeks, not years.”

How it works:

1. Connect the Plugin. The agent finds MGT Quoting under Plugins in ChatGPT and signs in with their MGT credentials.
2. Describe the business. In plain language, or by uploading the documents they already have, such as an ACORD application.
3. Get a quote. Aimee classifies the business, checks MGT's appetite, asks only for what's missing, and prices the quote. She tells the agent what she assumed and why.
4. Review and bind in the portal. Every quote opens in the MGT portal, where the agent reviews it and binds coverage.

Small-business insurance has historically relied on forms, email threads, and re-keyed data, and an agent’s time is its scarcest resource. By letting agents describe a business in plain language, get an upfront answer on appetite, and receive a transparent, reviewable quote, MGT is removing one of the most persistent frictions in the carrier-agent relationship. It also signals where distribution is heading: as agents increasingly work inside AI assistants, carriers that meet them there will be easier to do business with.

“Speed only matters if agents can trust the quote,” said Niall Fitzgerald, Head of Insurance Product & Underwriting at MGT. “Aimee shows her work. She tells the agent what she assumed and why, and when she doesn’t know something, she asks instead of guessing. Every quote is grounded in the same underwriting appetite our team applies every day.”

Aimee is available today in ChatGPT for MGT's Business Owner's Policy. Agencies appointed with MGT can connect Aimee now. Agencies interested in an MGT appointment can visit: mgtinsurance.com/get-appointed.

About MGT

MGT is a leading vertical AI neo-insurer designed to modernize commercial P&C insurance for small businesses, their agents, and other insurance companies. By leveraging a full-stack model that integrates data and technology, MGT is improving the entire insurance buying process from data to policy, streamlining what used to be a weeks-long process into a matter of minutes. MGT supports small businesses navigating insurance by addressing their biggest challenges with the expertise and forward-thinking that define the industry. MGT Insurance is an “A-” AM Best-rated carrier with a national presence in both admitted and E&S markets. For more information about MGT, please visit mgtinsurance.com.