BOND.AI and Onsetto Partner to Turn Commercial Banking Opportunities Into Primary Relationships

Collaboration connects Autopilot Profit’s transaction intelligence with Onsetto’s SwitchAssist product to help banks and credit unions identify and activate more valuable business relationships.

LITTLE ROCK, Ark. & MINNEAPOLIS--(BUSINESS WIRE)--BOND.AI, a banking AI company and creator of the Autopilot AI banking platform and patented Empathy Engine®, and Onsetto, a commercial banking operating platform that helps financial institutions identify, activate, expand, and retain business banking relationships, today announced a strategic partnership connecting commercial relationship intelligence with structured account activation. The collaboration gives banks and credit unions a clear path from identifying untapped opportunities to moving the operating activity required to make those relationships primary.

Onsetto helps financial institutions move beyond opening a business account to activating it. Its white-label platform guides the transition of payroll, receivables, payables and other day-to-day operating activity into new or existing accounts. With no core or digital banking integration required, SwitchAssist helps turn accounts into fully funded, primary operating relationships.

Through the partnership, Autopilot Profit will help banks and credit unions see where commercial opportunities already exist within their customer and member bases. Powered by the Empathy Engine®, Autopilot Profit analyzes transaction data to identify businesses whose payroll, receivables or other operating flows remain at competing institutions. It can also surface the broader product, lending and treasury needs those relationships represent.

SwitchAssist then helps institutions act on that intelligence by guiding business customers and members through a structured transition of their operating activity. Together, the platforms create a connected detect-and-activate model: Autopilot Profit identifies fragmented relationships and prioritizes opportunity; SwitchAssist helps move the activity needed to make those relationships primary.

The result is a faster, more precise path to deeper business relationships. Banks and credit unions can focus on their highest-value opportunities, help businesses consolidate more of their financial activity with the institution, and expand those relationships into treasury services, lending and other products over time.

“Opening an account has never been the hard part. Winning the relationship is,” said Michael Whitacre, Chief Revenue Officer at BOND.AI. “Autopilot Profit shows banks and credit unions where commercial relationships are fragmented and where the greatest opportunity exists. Onsetto provides a structured way to act on that intelligence, helping institutions earn primacy instead of settling for a foot in the door.”

“Building and expanding a primary business banking relationship takes more than opening an account. It requires understanding the intricacies and nuances of the operating activity that keeps a business running,” said Nikhil Bijlani, Head of Partnerships and Strategy at Onsetto. “Autopilot Profit helps financial institutions see where that opportunity already exists, and SwitchAssist guides businesses through the transition of payroll, receivables and payables, in addition to providing financial institutions with a clear view of the switch progress. Together, we are connecting opportunity identification with structured activation, assisting institutions establish primary operating relationships and a foundation for long-term growth.”

ABOUT BOND.AI

BOND.AI is a banking AI company and creator of Autopilot, an AI banking platform for banks and credit unions. Powered by BOND.AI’s patented Empathy Engine®, Autopilot helps financial institutions forecast performance, identify risks and growth opportunities, personalize engagement and improve financial performance. Autopilot Analyst provides forecasting and analytics, while Autopilot Profit turns transaction intelligence into individualized actions that support deposit growth, share of wallet and retention. Learn more at bond.ai.

ABOUT ONSETTO

Onsetto is The Commercial Banking Operating Platform, built to help financial institutions identify, activate, expand, and retain valuable business banking relationships.

Through Prospecting Intelligence, SwitchAssist, and Treasury Growth, Onsetto helps financial institutions identify high-value opportunities, simplify the transition of business operating activity, uncover treasury opportunities, and strengthen primary operating relationships.

Founded by the team behind ClickSWITCH, Onsetto combines deep banking and fintech experience with technology purpose-built for business and commercial banking.

Learn more at www.onsetto.com.