Regions Bank Launches Whole Loan Advisory Team, Helping Clients Optimize Balance Sheets and Loan Portfolios

Addition to the Corporate Banking group delivers customized, whole-loan transaction guidance for community banks, specialty finance firms and institutional investors.

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank on Wednesday announced the launch of Regions Whole Loan Advisory (RWLA), a specialized advisory team within Regions Securities LLC designed to help financial institutions strategically buy, sell and manage whole-loan portfolios across multiple asset classes.

The new team expands Regions Corporate Banking capabilities by providing consultative guidance on balance sheet optimization, loan portfolio diversification, liquidity management and funding strategies for community banks, specialty finance companies and institutional investors.

What is Regions Whole Loan Advisory?

Regions Whole Loan Advisory is a consultative advisory platform that helps lenders and investors execute customized transactions aligned with their strategic and financial objectives. RWLA works with:

• Community banks
• Specialty finance companies
• Institutional loan investors
• Loan originators, buyers and sellers

The team focuses on relationship-driven execution, not commoditized transactions, helping counterparties navigate complex balance sheet and concentration challenges.

What Asset Classes are Supported by Regions’ Whole Loan Advisory Team?

• Commercial real estate and multifamily loans
• Consumer unsecured loans (auto, solar, credit cards, home improvement)
• Residential mortgage loans (prime jumbo, ARM, non-QM, HELOCs, second liens)
• Mortgage servicing rights (MSRs)
• Performing and non-performing residential loans, including seasoned and “scratch & dent” assets

Why Regions Bank is Expanding its Corporate Banking Capabilities:

Rit Amin, head of Capital Markets for Regions Bank, said Regions Whole Loan Advisory represents an important expansion of the company’s Corporate Banking solutions. The service enables Regions to offer additional solutions to existing clients, as well as recruiting new clients to the bank as part of Regions’ long-term strategy for continued business growth.

“Regions Bank has earned a reputation for insightful, intuitive service, backed by experienced professionals who work as one strong, united team to design complex solutions benefiting the client,” Amin said. “Stronger balance sheets, smarter decision-making and improved yield are just some of the results the Whole Loan Advisory Group will bring to the businesses we serve.”

Leadership: Experienced Fixed-Income and Whole-Loan Professionals:

Regions Bank turned to recognized leaders in this field to help launch the division, immediately adding decades’ worth of in-depth experience for the benefit of the bank’s clients. RWLA leaders include:

Ricardo Diaz
Managing Director
Ricardo Diaz brings over 30 years of experience in fixed-income capital markets, asset-backed securities and bank balance sheet strategy. Prior to joining Regions Securities LLC, he served as Managing Director at Janney Montgomery Scott following its acquisition of FIG Partners. His background includes leadership roles at Merrill Lynch, Bank of America, AIG, Truist (formerly SunTrust) and Angel Oak.

Amy Boothe-Fuentes
Managing Director
Amy Boothe-Fuentes brings extensive experience advising banks and specialty finance companies on whole-loan transactions and forward-flow strategies across residential, commercial real estate and consumer asset classes. She previously held senior portfolio management and research roles at Janney Montgomery Scott, Truist Capital Markets, AllianceBernstein and MetLife.

About Regions Financial Corporation

Regions Financial Corporation (NYSE:RF), with $161 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates more than 1,200 banking offices and more than 1,750 ATMs. Regions Bank is an Equal Housing Lender and Member FDIC. Additional information about Regions and its full line of products and services can be found at www.regions.com.

Regions Securities® is a registered service mark of Regions Bank and is used under license for the corporate and investment banking services of subsidiaries of Regions Financial Corporation. Investment products are offered through Regions Securities LLC, 1180 W. Peachtree St. NW, Suite 1400, Atlanta, GA 30309, Toll Free: 800-850-7758, member FINRA and SIPC. Click here to read legal and compliance disclosures.

Banking products and services, including lending, financial risk management and treasury and payment solutions are offered by Regions Bank.

Deposit products are offered by Regions Bank, Member FDIC. Only bank deposits are FDIC insured.