Agibank Launches Proprietary Investment Platform for its Customers

The new platform reinforces the bank’s strategy to diversify solutions, expand customer relationships, and strengthen deposit gathering.

SÃO PAULO--(BUSINESS WIRE)--Agibank, a bank that combines the efficiency and scalability of a digital platform with the proximity of in-person service, announced the launch of its proprietary investment platform, which is now integrated into the bank's portfolio of financial solutions. Agibank is a subsidiary of Agi Inc. (NYSE: AGBK) (“Agi”).

The investments platform is part of Agibank’s strategy to expand its offering of products and services, in line with the growth of its customer base, which is increasingly diverse and features a higher concentration of individuals who maintain their recurring income at the bank.

“This launch represents another step in building an increasingly complete financial offering for our customers. We are starting with the CDB (Certificate of Deposit), which is a traditional product in the market and one that makes even more sense at this point in our journey, as we have a growing base of account holders who receive their income at Agi. In addition to expanding the options within the app, this solution strengthens our relationship with customers and contributes to the diversification of the bank’s funding sources,” said Marcello Dubeux, Chief Financial and Investor Relations Officer at Agibank.

“Beyond the CDB, the launch of the proprietary investment platform in our app will also enable the future distribution of Agibank Asset’s products, as well as third-party offerings,” Dubeux added.

Key features of Agibank’s CDB include a yield of 100% of the CDI, daily liquidity, and a low minimum investment amount. The product follows the tax rules applicable to fixed-income investments, including regressive IOF (Financial Operations Tax) for investments held for less than 30 days and Income Tax according to a regressive table, with taxation applied only on the earnings.

By expanding its presence in the customers’ financial journeys, the bank adds a new front for engagement and strengthens its strategy for revenue diversification and deposit gathering.

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This press release does not constitute an offer to sell or the solicitation of an offer to buy any securities.

Forward Looking Statements

This press release contains "forward-looking statements" within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are made as of the date they were first issued and were based on current expectations, estimates, forecasts and projections as well as the beliefs and assumptions of management. Words such as "expect," "anticipate," "should," "believe," "hope," "target," "project," "goals," "estimate," "potential," "predict," "may," "will," "might," "could," "intend," variations of these terms or the negative of these terms and similar expressions are intended to identify these statements. Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Agi Inc’s control. Agi Inc’s actual results could differ materially from those stated or implied in forward-looking statements due to several factors, including but not limited to: competition, regulatory or tax developments, changes in its business, industry, or local or global economic and other developments.

About Agi

Agi stands for a banking experience that welcomes and empowers all Brazilians through a business model that is unique in Brazil. Designed to serve a customer base that represents the majority of the Brazilian population, our model addresses needs that remain outside the priorities of traditional large banks and purely digital banks. We fill a gap in the market by serving, with quality and dignity, customers who are often overlooked.

Our hybrid model combines the best of both worlds: a fully digital bank that is light, fast, and easy to use, complemented by physical branches that offer a welcoming, agile, and accessible in-person experience for all Brazilians. We develop tailored solutions and provide a simple, inclusive customer journey for non-digital-native clients, creating a meaningful competitive advantage. This approach enables us to attract more customers, build long-lasting relationships, and strengthen our growth trajectory.