FV Bank Expands Beyond Digital Banking: Launches Unified Fintech Platform for Stablecoins, Payments, and Programmable Finance

Stablecoin Invoice Launches as First Product on New Infrastructure Platform, with More Capabilities to Follow

SAN JUAN, Puerto Rico--(BUSINESS WIRE)--FV Bank today announced the expansion of its regulated financial infrastructure platform, bringing stablecoin settlement, digital asset custody, programmable payments, and cross-border banking rails into a single programmable financial layer.

Over the coming weeks, FV Bank will launch a series of new applications, including unified payment collection, stablecoin powered cross border payments, agentic ready virtual cards, API managed accounts and builder-ready APIs for developers and enterprise teams. Together, these products are designed to reduce fragmentation, support real-time 24/7 settlement, and provide clients with access to regulated infrastructure that operates across both fiat and stablecoin-based financial flows.

Built on FV Bank’s existing banking, custody, and compliance foundation, the expanded FV Bank platform will help fintechs, enterprises, marketplaces, and emerging AI-native commerce platforms move funds seamlessly across traditional payment rails and blockchain networks. These new products have been designed for direct deployment or integration through agentic-ready APIs and SDKs, allowing fintechs and technology platforms to build, white-label, or extend regulated banking payments and digital asset capabilities to their clients without assuming the compliance and operational risk typically associated with payments and digital asset infrastructure.

The first phase of this expansion is Stablecoin Invoicing, now live for all FV Bank users. The product enables businesses to generate itemized invoices directly from their FV Bank dashboard, send them securely by email or shareable payment link, and accept payment in USDC or PYUSD. Counterparties can pay via WalletConnect, QR code, or direct transfer from a preferred wallet or exchange, with funds settling instantly in USD upon receipt. Built for global B2B businesses, SaaS platforms, marketplaces, freelancers, and cross-border operators, Stablecoin Invoicing helps accelerate receivables, improve liquidity visibility, and reduce settlement friction associated with traditional payment rails.

The announcement comes as stablecoins rapidly evolve from crypto-native payment tools into institutional financial infrastructure, increasingly used for cross-border settlement, treasury operations, and programmable commerce workflows. At the same time, the emergence of AI-driven transaction systems is creating growing demand for programmable payment controls and banking infrastructure capable of supporting automated financial activity within regulated environments.

“Modern finance has always been fragmented. Banking, payments, and digital assets have evolved on separate rails for too long,” said Miles Paschini, CEO of FV Bank. “FV Bank is bringing those capabilities together through our regulated infrastructure, allowing clients to move faster, operate more efficiently, and build on infrastructure designed for the future of finance and commerce.”

The company’s expanded platform strategy is designed to address several key areas of client demand, including:

• Unified payment collection across fiat and stablecoins.
• Cross-border settlement that connects digital asset flows to local-currency payout rails.
• API managed accounts
• Payment infrastructure designed for AI-enabled and automated transaction workflows.
• Agentic ready network branded virtual cards.
• APIs and developer tools that allow fintechs and enterprise teams to build directly on FV Bank’s infrastructure.

While much of the financial industry is only beginning its transition toward regulated digital asset infrastructure following increased regulatory clarity in the U.S., FV Bank has spent years building the operational, custody, and compliance framework required to support this model.

“We have made significant long-term investments in the compliance, custody, and operational infrastructure necessary to bridge traditional banking with digital asset settlement and programmable finance,” said Nitin Agarwal, Chief Revenue Officer of FV Bank. “As demand accelerates for real-time and programmable financial infrastructure, FV Bank is uniquely positioned to provide clients with a platform that combines speed, flexibility, and regulatory oversight within a single environment.”

The company expects additional platform announcements throughout 2026 as it continues to implement its regulated infrastructure strategy.

About FV Bank

FV Bank is a regulated U.S. digital bank and financial infrastructure platform headquartered in San Juan, Puerto Rico. Banking the Future through a vertically integrated platform, FV Bank unifies traditional banking, digital asset custody, and stablecoin infrastructure. Serving global fintechs, enterprises, and developers, it enables real-time, 24/7/365 settlement across digital assets and fiat in 45+ currencies via API-driven, programmable rails. Its offering includes USD accounts, money market accounts, Visa debit cards, and seamless stablecoin deposits and conversions—all delivered within a secure, compliant, unified infrastructure.

Learn more at https://www.fvbank.us/, on X @fvbankus, and on LinkedIn.