MyFreeScoreNow Brings VantageScore 4.0 to Real Estate and Mortgage Professionals, Expanding Client Access to Credit Scores

Platform gives brokers and lenders a powerful new way to engage more clients, accelerate approvals and close more deals

SEATTLE--(BUSINESS WIRE)--MyFreeScoreNow has integrated VantageScore^® 4.0 into its platform, giving real estate brokers and mortgage lenders a powerful new way to help clients access their credit scores, qualify for financing and move transactions forward. By enabling immediate, online access to credit data, the platform allows industry professionals to engage a broader pool of buyers earlier in the process and convert more opportunities into closed deals.

With VantageScore 4.0 now available through MyFreeScoreNow’s Credit Snapshot, industry professionals can direct clients to a trusted, easy-to-use platform where they can instantly access their credit scores online. This streamlined access removes a common barrier at the start of the homebuying journey and enables more productive, informed conversations between professionals and their clients.

VantageScore 4.0 is also available through Credit Snapshot for consumers without Social Security numbers, expanding access to millions of ITIN-holding households that have historically been underserved in mortgage markets, many of whom are Latino.

Expanding Access to More Qualified Buyers

VantageScore 4.0 uses a more advanced scoring model that evaluates consumer credit behavior over time, rather than relying solely on a static snapshot. It is considered a more modern and inclusive model, incorporating non-traditional credit behaviors such as rent and utility payments, providing a more complete view of a consumer’s financial profile. As a result, it can score millions of consumers who may be overlooked by traditional models.

Through the MyFreeScoreNow platform, brokers and lenders can now:

• Provide clients with immediate, online access to their credit scores and reports
• Engage clients earlier in the buying process, even if they are not yet mortgage-ready
• Identify new opportunities by reaching consumers who were previously unscorable
• Help clients take actionable steps to improve their credit and qualify for financing

Aligned with Today’s Mortgage Ecosystem

VantageScore 4.0 continues to gain traction across the mortgage industry and is accepted by major government-backed entities, including Fannie Mae, Freddie Mac, Federal Housing Administration and Department of Veterans Affairs. Its growing adoption means brokers and lenders can work with a scoring model that reflects how modern underwriting decisions are evolving.

By offering access to VantageScore 4.0 directly through MyFreeScoreNow, professionals can better align their clients with today’s lending environment while improving readiness and confidence throughout the process.

Turning Credit Access into Closed Transactions

Beyond simply providing scores, the MyFreeScoreNow platform is designed to help professionals guide clients through the credit improvement process. With tools that track changes over time and highlight key factors impacting scores, brokers and lenders can position themselves as trusted advisors while increasing the likelihood of successful loan approvals.

For real estate brokers, this means fewer stalled deals and more qualified buyers entering the pipeline. For mortgage lenders, it results in stronger borrower profiles, improved pull-through rates and increased loan volume.

“Every transaction starts with understanding credit,” said Bruce Cornelius, CEO of MyFreeScoreNow. “We’re making that step easier, faster and more accessible, so our partners can focus on what they do best, closing deals.”

For more information about MyFreeScoreNow and its enhanced platform capabilities, visit www.myfreescorenow.com.

About MyFreeScoreNow

MyFreeScoreNow is a consumer credit and financial wellness platform dedicated to helping individuals monitor, understand and improve their financial health. The company has built a strong reputation for innovation, partner success and customer service, with rapid expansion driven by its next-generation technology platform and growing nationwide customer base. MyFreeScoreNow continues to gain momentum as a trusted industry leader focused on delivering value, choice and opportunity to consumers and partners alike. For more information, visit www.myfreescorenow.com.