One Inc Closes 2025 With Record Growth, Expanding Its Role as the Insurance Industry's Payments Network

The Industry's Payments Network Surpasses 300 Carriers, harnesses AI, and drives key new partnerships

FOLSOM, Calif.--(BUSINESS WIRE)--One Inc, the leading digital payments network for the insurance industry, today announced 2025 results reflecting strong growth and deepening partnerships across the P&C ecosystem. The company surpassed 300 enrolled carriers, achieved 37% revenue growth, and signed 112 new agreements, bringing its unified network to $245 billion in annual payments volume.

One Inc and its partners are transforming the traditionally paper-based insurance industry by connecting carriers, policyholders, and over 1.2 million enrolled additional participants across all major insurance use cases, including premiums, claims disbursements, total loss settlements, mortgagee payments, and subrogation. This unified network enables seamless transactions, where carriers and vendors gain instant access to all participants, driving efficiency and collaboration across the ecosystem.

With 25 core systems and over 50 live integrations supporting payments for policy, billing, and claims systems, One Inc accelerates time to value for carriers. In 2025, the company expanded its leadership through 11 strategic partnerships with industry leaders like Copart, Equisoft, and Verisk, extending its reach across Property & Casualty insurance and expanding into the Life Insurance sector. By streamlining payments, One Inc delivers faster, more efficient solutions that ultimately benefit policyholders and fulfill the promise of insurance.

"Insurance payments have always been a network problem approached as a platform problem," said Ian Drysdale, CEO of One Inc. "We're building the infrastructure to fulfill the promise of insurance. Every network participant increases the value ultimately for the policyholder and all other participants as well. That shared vision increases both the pace and the positive impact of the entire industry."

AI as an Accelerant Across the Network

One Inc is deploying artificial intelligence as an accelerant throughout the company and the network it serves. In 2025, the company launched an MCP server enabling carriers to connect One Inc's payments workflows directly to their corporate AI environments. Initial use cases include AI-assisted code generation and testing for ClaimsPay® and PremiumPay® integrations, and natural language querying of payments data against carriers' own LLMs. By opening the network programmatically to AI-native tooling, One Inc accelerates carrier onboarding, deepens reporting insights, and positions the network for a broader ecosystem of agentic tools and partners as the technology matures.

Recognition Across the Industry

One Inc's growth earned recognition across the financial services and technology landscape. The company was named to CNBC's World's Top Fintech Companies list for the second consecutive year, secured its fourth consecutive placement on the Inc. 5000 list of America's fastest-growing private companies, and achieved its inaugural placement on the Deloitte Technology Fast 500.

As One Inc looks to 2026, it remains committed to powering insurers’ digital transformations and unifying the industry through its vision.

About One Inc
One Inc is modernizing the insurance industry for over 300+ carriers through a unified and frictionless payment network. Specializing solely in insurance, One Inc enhances carrier operations by cutting costs, boosting security, and improving customer experience. One Inc’s all-inclusive digital payments platform offers diverse payment options, multi-channel communications, and swift claim settlements, even for complex cases. As a leading digital payments platform, One Inc handles $120 billion in premiums and claims annually. Twice named among CNBC’s Top Global Fintech Companies and honored on the Inc. 5000 list for the previous four years running, One Inc stands as a leader in fintech innovation. For more details, please visit www.oneinc.com.