Meet DealShield: Rhino’s New AI-Powered Tool Revolutionizes Risk Analysis for Climate-Exposed Homes

Startup Delivers Powerful Property Insurance Assessments for Realtors

OAKLAND, Calif.--(BUSINESS WIRE)--Today, Rhino announced the launch of DealShield, a new software platform that gives realtors real-time, listing-level insurance intelligence, and quote indications with the click of a button.

As wildfire-driven losses have made property insurance difficult to obtain, DealShield intelligently surfaces meaningful mitigation measures and the best available options for a given address.

Last year, California realtors self-reported that one in six had a deal fall out of escrow because the buyer could not secure insurance – a reason that should have been foreseen earlier in the process. That’s more than double what that same group recorded in 2023.

“Agents are feeling the pressure of insurance availability and affordability in listing preparation and buyer conversations, but haven’t had a sophisticated insurance resource that meets the challenge of the complex California market, until now,” said Michael Chien, CEO.

Rhino is a licensed insurance brokerage and venture-backed startup that specializes in securing insurance policies for climate-exposed properties across California – allowing property owners to avoid the FAIR plan, the state’s carrier of last resort.

DealShield efficiently analyzes properties at a granular level using advanced multimodal AI. DealShield ingests location data, hazard risk, disclosure packets, inspection reports, photos, and other related materials to produce an “Insurability Report,” which provides insights into expected placements, timelines, and premiums.

In early testing, DealShield has helped over two-thirds of homeowners in high-risk areas find non-FAIR options, even where other brokers assessed otherwise.

For realtors, this clarity differentiates well-mitigated properties. By minimizing time spent researching carriers, agents can focus their attention on the next deal.

“Insurance has become one of the biggest challenges for homeowners and buyers in the East Bay,” said Heather Gowdy, a real estate agent with Twin Oaks Real Estate in Walnut Creek, Calif.

“Having a platform that brings clarity and real solutions is a game-changer.”

Real estate professionals can learn more and sign up at: dealshield.withrhino.com.

About Rhino

Rhino is an AI-native insurance brokerage that finds coverage for hard-to-insure, wildfire-exposed property. We combine structure-level data and domain-specific AI to help property owners access and sustain the coverage they need.