Nacha Welcomes Spire as its Newest Nacha Preferred Partner

RESTON, Va.--(BUSINESS WIRE)--Nacha announced today that Spire is now a Nacha Preferred Partner for ACH Experience/Fraud Monitoring/Open Banking.

Spire brings ACH payments directly into everyday commerce through a merchant-branded Pay-by-Bank solution—built on a full-service ACH payments platform—which is accepted at 99% of merchants in the United States. This expands the reach of ACH with a frictionless experience for consumers and merchants. Sellers reap benefits including faster settlement times and lower fees. These savings can be reinvested into loyalty programs that yield stronger customer relationships and expand adoption of ACH as a preferred payment method.

“Growing the modern ACH Network and making ACH payments easier for consumers are two of Nacha’s key goals,” said Jane Larimer, Nacha President and CEO. “We are pleased to welcome Spire as a new Nacha Preferred Partner.”

“Becoming a Nacha Preferred Partner is an important milestone for Spire,” said Matt Brennan, Spire CEO. “Our mission is to lower merchant processing fees, strengthen loyalty, and give consumers a seamless, secure way to pay directly from their bank. Partnering with Nacha helps advance the ACH Network as we lay the foundation for broader adoption of Pay-by-Bank and a future where merchants and consumers both benefit from the power of ACH.”

Nacha’s Preferred Partner Program is open to any technology solution provider whose offerings align with the Nacha strategy of advancing the ACH Network. For more information about the program, visit Nacha’s Preferred Partner page.

About Nacha

Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 33.6 billion ACH Network payments made in 2024, valued at $86.2 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.

About Spire

Spire is redefining everyday payments with a merchant-branded Pay-by-Bank solution built on a full-service ACH platform. By leveraging the Discover® Global Network, Spire enables payment acceptance at 99% of U.S. merchants, without new hardware, complex integration, or added operational lift.

With Spire, merchants lower acceptance fees and reinvest savings into loyalty programs that strengthen customer relationships. Our ACH-based platform delivers industry-leading performance with 90%+ enrollment acceptance and 98%+ approval rates, while giving merchants more data, more control, and a direct connection to their customers. Consumers enjoy a seamless sign-up and the flexibility to pay their way—in-app, with an EMV card, or through a digital wallet—while earning rewards that matter. Every ACH-powered transaction becomes a branded, loyalty-building opportunity for merchants and a more rewarding experience for customers.