Ameris Bank Expands Down Payment Assistance to Promote Homeownership

Ameris Choice Program Offers up to $7,500 for Qualified Homebuyers in More Southeastern Markets

ATLANTA--(BUSINESS WIRE)--Ameris Bank is supporting first-time homebuyers with the expansion of its Ameris Choice homebuyer assistance program. Building on the success of its initial offering in Jacksonville, Florida, the expanded program now reaches additional communities across the Southeast, offering up to $7,500 in down payment assistance to qualified applicants in multiple markets.

The program is now available to first-time homebuyers purchasing a primary residence located within specific areas in metropolitan Jacksonville, Florida; Atlanta and Gainesville, Georgia; and in designated affordable housing community development areas in Charleston, South Carolina.

Originally introduced in 2024 to support homeownership in Jacksonville, the Ameris Choice program brings tailored assistance to more communities while continuing to promote equitable access to homeownership.

“The expanded Ameris Choice program reflects our continued commitment to create equitable pathways to homeownership in the communities we serve,” said Palmer Proctor, CEO of Ameris. “By bringing this initiative to new markets, we’re helping more individuals and families take meaningful steps toward owning a home and building generational wealth.”

To learn more, potential borrowers should visit www.amerisbank.com/amerischoice.

About Ameris Bank

Ameris Bank, a subsidiary of Ameris Bancorp (NYSE: ABCB), is a state-chartered bank headquartered in Atlanta, Georgia. Ameris operates financial centers in five southeastern states and serves consumer and business customers nationwide through select lending channels. Ameris manages $26.5 billion in assets as of March 31, 2025, and provides a full range of traditional banking and lending products, treasury and cash management, insurance premium financing, and mortgage and refinancing services. Learn more about Ameris at amerisbank.com.