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Best’s Market Segment Report: AM Best Maintains Negative Outlook on Germany’s Life Insurance Segment

AMSTERDAM--(BUSINESS WIRE)--AM Best is maintaining its market segment outlook on Germany’s life insurance segment at negative.

In its new Best’s Market Segment Report, “Market Segment Outlook: Germany Life Insurance”, AM Best says the country’s weak and uncertain economic environment, as well as competition from other non-insurance savings products, weigh on top-line growth. Furthermore, AM Best expects that the continued environment of interest rates above the three-, five- and 10-year averages will only gradually lead to more favourable conditions for life insurers.

On the other hand, the report cites some factors moderating these headwinds, including: the reversal of downward pressure on regulatory solvency positions, and life insurers’ continued transition to capital-light products.

To access a complimentary copy of this market segment report, please visit http://www3.ambest.com/bestweek/purchase.asp?record_code=350577.

AM Best is a global credit rating agency, news publisher and data analytics provider specialising in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2025 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

Contacts

Dr Angela Yeo
Senior Director, Analytics
+31 20 808 1712
angela.yeo@ambest.com

Richard Banks
Director, Industry Research – EMEA
+44 20 7397 0322
richard.banks@ambest.com

Edem Kuenyehia
Director, Market Development & Communications
+44 20 7397 0280
edem.kuenyehia@ambest.com

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AM Best

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Contacts

Dr Angela Yeo
Senior Director, Analytics
+31 20 808 1712
angela.yeo@ambest.com

Richard Banks
Director, Industry Research – EMEA
+44 20 7397 0322
richard.banks@ambest.com

Edem Kuenyehia
Director, Market Development & Communications
+44 20 7397 0280
edem.kuenyehia@ambest.com

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