-

KBRA Releases Fourth-Quarter 2023 U.S. Bank Compendium

NEW YORK--(BUSINESS WIRE)--KBRA releases its fourth-quarter 2023 U.S. Bank Compendium, providing the latest view of the U.S. banking industry and analysis of 4Q23 results for U.S. banks with KBRA long-term ratings.

In this edition, we discuss our view that continued favorable core capital trends and maintenance of conservative liquidity profiles remain important mitigants to intensely competitive deposit markets and likely increasing credit costs. This KBRA report also examines other key topics and trends relevant to the banking sector. The Compendium includes 4Q23 summaries on all publicly traded U.S. banks in KBRA’s rated universe, focusing on key performance and credit metrics, along with medians of key ratios. The Compendium also includes the top 10 lowest cost deposit franchises, highest reserves to loans, and largest sequential changes in return on assets, net interest margin, net charge-offs, and nonperforming asset ratios. Further, we provide a supplement with 146 debt issues—along with rating, amount issued, coupon, and maturity—among KBRA-rated banks.

Click here to view the report.

Related Publications

About KBRA

KBRA is a full-service credit rating agency registered in the U.S., the EU, and the UK, and is designated to provide structured finance ratings in Canada. KBRA’s ratings can be used by investors for regulatory capital purposes in multiple jurisdictions.

Doc ID: 1003251

Contacts

Leah Hallfors, Senior Director
+1 301-969-3242
leah.hallfors@kbra.com

Bryan So, Director
+1 301-969-3246
bryan.so@kbra.com

John Rempe, Director
+1 301-969-3045
john.rempe@kbra.com

Steven Yates, Director
+1 646-731-1243
steven.yates@kbra.com

Brian Ropp, Managing Director
+1 301-969-3244
brian.ropp@kbra.com

Shannon Servaes, Managing Director
+1 301-969-3247
shannon.servaes@kbra.com

Ian Jaffe, Senior Managing Director
+1 646-731-3302
ian.jaffe@kbra.com

Joe Scott, Senior Managing Director
+1 646-731-2438
joe.scott@kbra.com

Business Development Contact

Justin Fuller, Senior Director
+1 312-680-4163
justin.fuller@kbra.com

Kroll Bond Rating Agency, LLC

Details
Headquarters: New York City, New York
CEO: Jim Nadler
Employees: 400+
Organization: PRI

Release Versions

Contacts

Leah Hallfors, Senior Director
+1 301-969-3242
leah.hallfors@kbra.com

Bryan So, Director
+1 301-969-3246
bryan.so@kbra.com

John Rempe, Director
+1 301-969-3045
john.rempe@kbra.com

Steven Yates, Director
+1 646-731-1243
steven.yates@kbra.com

Brian Ropp, Managing Director
+1 301-969-3244
brian.ropp@kbra.com

Shannon Servaes, Managing Director
+1 301-969-3247
shannon.servaes@kbra.com

Ian Jaffe, Senior Managing Director
+1 646-731-3302
ian.jaffe@kbra.com

Joe Scott, Senior Managing Director
+1 646-731-2438
joe.scott@kbra.com

Business Development Contact

Justin Fuller, Senior Director
+1 312-680-4163
justin.fuller@kbra.com

Social Media Profiles
More News From Kroll Bond Rating Agency, LLC

KBRA Assigns Rating to MSC Income Fund, Inc.'s $150 Million Senior Unsecured Notes Due 2029

NEW YORK--(BUSINESS WIRE)--KBRA assigns a rating of BBB- to MSC Income Fund, Inc.'s (NYSE: MSIF or “the company”) $150 million, 6.34% senior unsecured notes due 2029. The rating Outlook is Stable. The proceeds will be used for repayment of existing secured indebtedness. Key Credit Considerations The rating is supported by MSIF’s well diversified $1.3 billion investment portfolio spread among 150 portfolio companies (including equity investments) across 30+ industries as of 4Q25, with ~77% of it...

KBRA Assigns Preliminary Ratings to Sequoia Mortgage Trust 2026-MED1 (SEMT 2026-MED1)

NEW YORK--(BUSINESS WIRE)--KBRA assigns preliminary ratings to 23 classes of mortgage pass-through certificates from Sequoia Mortgage Trust 2026-MED1 (SEMT 2026-MED1). SEMT 2026-MED1 represents the first publicly-rated RMBS backed by loans originated pursuant to Physician or Doctor Loan underwriting programs. These loans, which KBRA generally refers to as Medical Professional Mortgages (MPM), typically originated through specialized prime mortgage programs designed for borrowers in the healthca...

KBRA Releases Research – Middle East Conflict: Credit Implications

NEW YORK--(BUSINESS WIRE)--KBRA releases research that explores the potential credit implications of the war in Iran, examining both the near-term implications and the potential ramifications of a prolonged conflict. The most immediate risks stem from the disruption to traffic through the Strait of Hormuz, alongside broader operational disruption and security risks in the region. Direct exposure across KBRA-rated transactions is limited, although a prolonged conflict could, over time, weaken ma...
Back to Newsroom