-

KBRA Releases Fourth-Quarter 2023 U.S. Bank Compendium

NEW YORK--(BUSINESS WIRE)--KBRA releases its fourth-quarter 2023 U.S. Bank Compendium, providing the latest view of the U.S. banking industry and analysis of 4Q23 results for U.S. banks with KBRA long-term ratings.

In this edition, we discuss our view that continued favorable core capital trends and maintenance of conservative liquidity profiles remain important mitigants to intensely competitive deposit markets and likely increasing credit costs. This KBRA report also examines other key topics and trends relevant to the banking sector. The Compendium includes 4Q23 summaries on all publicly traded U.S. banks in KBRA’s rated universe, focusing on key performance and credit metrics, along with medians of key ratios. The Compendium also includes the top 10 lowest cost deposit franchises, highest reserves to loans, and largest sequential changes in return on assets, net interest margin, net charge-offs, and nonperforming asset ratios. Further, we provide a supplement with 146 debt issues—along with rating, amount issued, coupon, and maturity—among KBRA-rated banks.

Click here to view the report.

Related Publications

About KBRA

KBRA is a full-service credit rating agency registered in the U.S., the EU, and the UK, and is designated to provide structured finance ratings in Canada. KBRA’s ratings can be used by investors for regulatory capital purposes in multiple jurisdictions.

Doc ID: 1003251

Contacts

Leah Hallfors, Senior Director
+1 301-969-3242
leah.hallfors@kbra.com

Bryan So, Director
+1 301-969-3246
bryan.so@kbra.com

John Rempe, Director
+1 301-969-3045
john.rempe@kbra.com

Steven Yates, Director
+1 646-731-1243
steven.yates@kbra.com

Brian Ropp, Managing Director
+1 301-969-3244
brian.ropp@kbra.com

Shannon Servaes, Managing Director
+1 301-969-3247
shannon.servaes@kbra.com

Ian Jaffe, Senior Managing Director
+1 646-731-3302
ian.jaffe@kbra.com

Joe Scott, Senior Managing Director
+1 646-731-2438
joe.scott@kbra.com

Business Development Contact

Justin Fuller, Senior Director
+1 312-680-4163
justin.fuller@kbra.com

Kroll Bond Rating Agency, LLC

Details
Headquarters: New York City, New York
CEO: Jim Nadler
Employees: 400+
Organization: PRI

Release Versions

Contacts

Leah Hallfors, Senior Director
+1 301-969-3242
leah.hallfors@kbra.com

Bryan So, Director
+1 301-969-3246
bryan.so@kbra.com

John Rempe, Director
+1 301-969-3045
john.rempe@kbra.com

Steven Yates, Director
+1 646-731-1243
steven.yates@kbra.com

Brian Ropp, Managing Director
+1 301-969-3244
brian.ropp@kbra.com

Shannon Servaes, Managing Director
+1 301-969-3247
shannon.servaes@kbra.com

Ian Jaffe, Senior Managing Director
+1 646-731-3302
ian.jaffe@kbra.com

Joe Scott, Senior Managing Director
+1 646-731-2438
joe.scott@kbra.com

Business Development Contact

Justin Fuller, Senior Director
+1 312-680-4163
justin.fuller@kbra.com

Social Media Profiles
More News From Kroll Bond Rating Agency, LLC

KBRA Assigns Preliminary Ratings to PMT Loan Trust 2025-CNF2 (PMTLT 2025-CNF2)

NEW YORK--(BUSINESS WIRE)--KBRA assigns preliminary ratings to 56 classes of mortgage-backed notes from PMT Loan Trust 2025-CNF2 (PMTLT 2025-CNF2), a prime RMBS transaction sponsored by PennyMac Corp. (PennyMac), an indirect, wholly-owned subsidiary of PennyMac Mortgage Investment Trust (PMT). PMTLT 2025-CNF2 comprises 574 agency-eligible, conforming mortgage loans with an aggregate stated principal balance of approximately $292.8 million as of the December 1, 2025 cut-off date. The underlying...

KBRA Analytics’ KCP Integrates With CompStak to Deliver Credit Insight to CRE Market Participants

NEW YORK--(BUSINESS WIRE)--KBRA Analytics, the data and analytics division of KBRA, is pleased to announce a new product integration between its KBRA Credit Profile (KCP) platform and CompStak, a leading provider of commercial real estate (CRE) lease and sales data. KCP is KBRA Analytics’ premier platform for CMBS data, loan performance, and market insights. The integration allows CompStak users to view KCP credit outlook summaries and analytic commentary directly within the CompStak interface,...

KBRA Releases Research – Data Centers: Credit Strengths and Challenges for Public Power

NEW YORK--(BUSINESS WIRE)--KBRA releases research on the accelerating growth in U.S. data center electricity demand, examining the opportunities and challenges for public power utilities and the municipal governments that host these facilities. While U.S. electricity consumption exhibited limited to no growth for most of the 21st century, it has been rising in recent years, largely due to data center load growth. These large, energy-intensive loads are the digital backbone of the expanding arti...
Back to Newsroom