Palm Launches The Onboard Suite: Real-Time Access to 125 Million Businesses Across 150,000 Jurisdictions

• One connection to the definitive identity graph and single source of truth on every entity in the United States & Canada.
• For the first time, banks, fintechs, marketplaces, and platforms can search and access identity records in real time, drastically reducing onboarding costs while preventing fraud.
• Get started at getpalm.com.

SAN FRANCISCO--(BUSINESS WIRE)--Today, business identity network Palm launched Palm Search, a real-time search across the more than 125 million registered legal entities in the United States and Canada.

Business identity data has been fragmented since its inception. Every State has its own registry. Every county clerk, city licensing office, tax bureau and federal agency operates its own registrations and independent requirements that are unconnected. The result is disjointed information, an expensive system, and an entire market of banks, fintechs, insurers, marketplaces, and payment processors left to buy incomplete copies from data brokers that are pulled on request. At the core, business owners suffer as they are left guessing what’s actually reported on their business. Palm solved it and made it accessible with one query.

As the definitive business identity fabric, Palm sits between businesses and government regulators with direct access to continuously index the 125 million plus entities in a dynamic identity graph. This means Palm has the freshest information with historical understanding across the more than 6 billion attributes. Palm is the only identity network that both reads and writes to government systems of record, giving unparalleled access as its own system of record.

"I saw the problem with onboarding first hand. The high acquisition cost, drop off and candidly negative front door experiences that business owners experience when accessing your product for the first time," said Alex Goode, co-founder and CEO of Palm. "We built Palm’s Onboard Suite to end that. For the first time, you have access to real-time data that drastically changes the cost to serve businesses of all sizes."

Unifying the most fragmented dataset in commerce

Palm’s Onboard Suite consists of Search and Detail. With Search, a single query returns real-time results on a businesses status, existence, ID and standing. While most of the market is built on open-ended forms with expensive human operations teams, Search returns immediately, reducing friction for the business applicant and the partner. Once you know exactly who the business is, Detail pulls forward everything you need in an application: People, Addresses, Documents, Officers, Business Type, Names, Licenses in under 250 milliseconds.

What makes Palm different from existing business data providers is depth of connection. Most providers aggregate state records on a batch cycle and resell the copy. Palm maintains real-time connections to the authoritative source and is the only identity network that writes back to government systems of record. A search on Palm doesn't return a snapshot. It returns a Palm ID, a verified, persistent business identity that carries forward into ongoing verification, monitoring, and compliance with no rework.

"Most business data providers read a state registry once and sell you the copy. We built something fundamentally different," said Connor Patterson, co-founder and COO of Palm. "Palm indexes 125 million businesses and 6 billion attributes continuously, and we're the only identity network that writes back to government systems of record. When a state record changes, we already know. That's the infrastructure underneath Palm Search."

Built for onboarding, verification, and growth

The applications of Palm’s Search & Detail extend well beyond identity verification. Banks and fintechs can pre-fill up to 60% of their KYB onboarding fields with verified, real-time data, reducing acquisition cost and eliminating the manual entry that drives customer drop-off. Marketplaces can confirm seller identity and standing at the moment of sign-up. Vertical SaaS companies can turn a single search into perpetual verification, where the same Palm ID that powers onboarding also powers ongoing monitoring.

Palm’s Onboard Suite also opens an entirely new category of use: business intelligence and marketing at the source. Platforms can search for newly formed businesses by jurisdiction, entity type, and formation date, identifying new market entrants the moment they register with the state. For banks, payment processors, and B2B platforms competing to win new business relationships, that means reaching a company before a competitor knows it exists. The same search that powers compliance also powers growth.

For AI-native companies building agent workflows, Palm's MCP integration gives any agent direct access to the authoritative record on any US business in real time and pulls concurrent enriched flows that can be used for marketing, operations, and legal teams.

Arthur Garcia, Founder & CEO of Cinco, an early Palm partner building the AI-native operating system for business advisors, said, "Before Palm, verifying a new business client meant digging through state websites and sitting on hold with the IRS. Now our advisors search once and get everything they need to start onboarding immediately."

Availability

Onboard is available today at getpalm.com. Teams can create a Developer account, access the full documentation, and run their first search in minutes. For enterprise deployments and partnership inquiries, visit getpalm.com.

About Palm

Palm is the business identity network, the identity fabric that connects platforms, businesses, and government to verified business data across every jurisdiction. Palm reads and writes to government systems of record: by API where they exist, direct connections where they don't, and people on the ground in government buildings where neither does. One verified business identity, bound to the record, kept current in real time, portable across every partner, vendor, and agency a business has to prove itself to. More than 125 million businesses in the United States and Canada are on the Palm network today. Learn more at getpalm.com.