-

Nacha’s Payments Innovation Alliance Advances Quantum-Safe Payments Education for World Quantum Day

RESTON, Va.--(BUSINESS WIRE)--In support of World Quantum Day, Nacha’s Payments Innovation Alliance is expanding its leadership on quantum-safe payments with the launch of a new educational blog series from industry experts designed to help the payments ecosystem move from awareness to action.

"Our work—starting with the paper and now extended through this blog series—is about helping the industry understand what’s real, what’s coming, and how to prepare responsibly."

Share

The blog series builds on the Alliance’s foundational paper, “Protecting Payments in the Quantum Era: Setting a Course for Action,” which outlines how quantum computing could impact today’s cryptographic protections and what payments stakeholders should begin doing now to prepare. Together, the paper and blogs provide a practical road map—translating emerging theory into clear, industry-relevant guidance for organizations at every stage of readiness.

“The Alliance exists to bring together the brightest minds in our industry to explore what’s next,” said Jennifer West, AAP, AFPP, APRP, Senior Director, Payments Innovation Alliance, Education & Accreditation at Nacha. “Quantum technologies represent a frontier that will fundamentally reshape how we secure, move, and validate payments. Our work—starting with the paper and now extended through this blog series—is about helping the industry understand what’s real, what’s coming, and how to prepare responsibly.”

Blog Series Include:

  1. Quantum Payments Myths: What’s Real, What’s Hype, and Why It Matters?” by Mark Dixon, AAP, AFPP, APRP, CTP, NCP, Senior Consultant, Nacha Consulting.
  2. How Can a Payments Industry Stakeholder Get Started with Becoming Quantum-Safe?” by Jennifer Miller, AAP, APRP, NCP, Senior Director of Services, Upper Midwest ACH Association.
  3. Why Should Payments Industry Stakeholders Begin Quantum-Safe Strategic Planning?” by Jennifer Miller, AAP, APRP, NCP, Senior Director of Services, Upper Midwest ACH Association.
  4. Are Your Assets—and Their Weak Points—Ready for a Quantum Future?” by Anne-Marie Leake, AAP, CCM, VP, Communications, ePayResources.
  5. What are the Steps for Conducting a Quantum-Safe Payments Risk Assessment?” by Anne-Marie Leake, AAP, CCM, VP, Communications, ePayResources.
  6. How Can Your Organization Build a Quantum‑Safe Payments Readiness Plan?” by Atul Choudhari, AAP, AFPP, APRP, Director of Payments, Finzly.
  7. How is Quantum Computing Used in Everyday Life?” by Nanci McKenzie, AAP, APRP, CAMS, JM, Director, Treasury Management Payments Expert, Capital One.

“Quantum-safe payments is one of the most important issues facing the financial services industry today,” said Jane Wallace, AAP, Principal, Wallace Consulting and a subgroup leader of the Alliance’s Quantum Payments Project Team. “Every encrypted transaction, from ACH, instant payments, card payments and digital wallets, could be vulnerable if not upgraded to quantum-safe standards.”

“Our goal,” Wallace continued, “is to share information to help stakeholders of all sizes and at all stages of their quantum-safe journey—from those just starting or those who have already begun.”

Payments professionals are invited to explore the paper, blogs, and related resources. Visit the Alliance’s Quantum Payments Project Team website to join the conversation about securing the future of payments with quantum-safe cryptographic technology.

About Nacha

Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 35.2 billion ACH Network payments made in 2025, valued at $93 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.

Contacts

Dan Roth
Nacha
571-579-0720
media@nacha.org

Nacha


Release Versions

Contacts

Dan Roth
Nacha
571-579-0720
media@nacha.org

More News From Nacha

Nacha Announces Relish is a Nacha Preferred Partner for Account Validation, Fraud Monitoring, and Risk and Fraud Prevention

RESTON, Va.--(BUSINESS WIRE)--Nacha announced today that Relish has become a Nacha Preferred Partner for Account Validation, Fraud Monitoring, and Risk and Fraud Prevention. Relish validates the existence of bank accounts, their ownership and active status in real time, ensuring accurate payments. By confirming funds are directed to the correct, verified account at the point of origination, Relish directly reduces ACH return rates, prevents misdirected payments, and intercepts fraud schemes lik...

Trustmi Now a Nacha Preferred Partner for Risk and Fraud Prevention, Fraud Monitoring, and Account Validation

RESTON, Va.--(BUSINESS WIRE)--Nacha announced that Trustmi has become a Nacha Preferred Partner for Risk and Fraud Prevention, Fraud Monitoring, and Account Validation. Trustmi's behavioral artificial intelligence platform is built to help detect and stop ACH payments authorized under False Pretenses—including business email compromise, vendor impersonation, and payment redirection—before money moves. By analyzing historical payment data, vendor communications, invoice patterns, and banking det...

Same Day ACH Per Payment Limit to Increase to $10 Million

SAN DIEGO--(BUSINESS WIRE)--The Same Day ACH per payment limit will rise to $10 million under a Rule change approved by the Nacha membership, Nacha announced today at its Smarter Faster Payments 2026 conference. The increase takes effect Sept. 17, 2027, and will be the third increase in the history of Same Day ACH. The initial $25,000 maximum was raised to $100,000 in 2020, and then to $1 million in March 2022. Nacha anticipates the new $10 million cap will enhance Same Day ACH use cases for in...
Back to Newsroom