Balance introduces MCP Server, enabling AI agents to analyze and manage B2B payments in real time

Merchants can now query payment data, gain instant buyer insights, and manage tasks directly from their preferred AI chat interface.

NEW YORK--(BUSINESS WIRE)--Balance, a leading AI-powered financial infrastructure platform for B2B commerce, today announced its beta release of the Balance Model Context Protocol (MCP) Server, enabling customers’ AI agents to directly communicate with Balance’s payments, credit, and receivables APIs. By connecting Balance to Large Language Models through MCP, merchants can unlock real-time buyer intelligence and act on it without leaving their preferred AI chat interface.

“Agentic B2B commerce brings intelligence and autonomy to transactions between businesses,” said Bar Geron, Balance’s CEO and Co-Founder. “As B2B ecommerce continues expanding, incorporating the latest developments in AI is crucial to ensure that merchants and marketplaces can keep up. We’re proud to release the beta version of the Balance MCP Server today, another important step on our mission to modernize B2B commerce.”

Real-Time Intelligence for Revenue Operations

With the Balance MCP Server, AI agents used by customers can securely retrieve and act on live data using natural language prompts, from checking a buyer’s credit status to generating qualification links.

Example capabilities include:

• Portfolio-level visibility: Identify buyers who have stopped ordering, consistently hit credit limits, or shown changes in purchasing behavior.
• Account-level intelligence: Review payment history, open invoices, upcoming due dates, or order trends ahead of a customer call.
• Conversational actions: Trigger onboarding, invoicing, and payment links directly from the chat interface.

These capabilities help sales, finance, and support teams move with greater speed and precision, strengthening buyer relationships and maintaining efficiency as B2B ecommerce scales.

“B2B commerce shouldn’t be slowed down by outdated and disjointed systems," said Yoni Shuster, CTO and Co-Founder of Balance. “When AI agents can handle data retrieval and operational tasks instantly, businesses sell more, suppliers get paid faster, and cash flow becomes more predictable. With the Balance MCP Server, AI agents can become a seamless extension of revenue operations and procurement teams, providing instant insight and the ability to take actions at the very moment they are needed.”

Advancing Agentic B2B Commerce

Balance’s MCP Server is the latest addition to the company’s existing B2B agentic commerce solutions, which include AI-powered underwriting and autonomous Accounts Receivable modules. Global brands including Alibaba.com, Instacart Business, Bay Supply and others trust Balance to automate their invoice-to-cash operations at scale.

The new MCP Server is now available in beta for select Balance merchant customers. To explore early access and enable AI-powered B2B commerce operations, visit getbalance.com.

About Balance

Balance is a leading AI-powered financial infrastructure platform for B2B commerce, enabling embedded payments, digital trade credit, and B2B BNPL solutions. Merchants use Balance to accept payments, offer net terms, and automate Accounts Receivable - boosting revenue, lowering payment costs, and improving cash flow while minimizing complexity and credit risk.

With robust APIs supporting embedded and customizable customer journeys, advanced billing, AI-powered credit risk management, industry-leading approval rates, and flexible financing, Balance streamlines B2B payments from onboarding to reconciliation, powering invoice-to-cash operations for leading enterprises.