Ant International’s WorldFirst Launches World Card to Simplify Payment for Global Commerce

• Free, one-click application, rigorous security measures, and global coverage among key features customised for SMEs
• Competitive cashback offers for businesses to save on all expenses
• World Card set to become available on Apply Pay and Google Pay in 2025

LONDON & SINGAPORE--(BUSINESS WIRE)--Ant International’s WorldFirst—an all-in-one digital cross-border payment and treasury account service for global businesses—has launched World Card, a Mastercard-enabled virtual card solution designed to help SMEs grow by simplifying global transactions and lowering operational costs.

Small businesses stand to benefit from the e-commerce boom, where market size is projected to reach US$12.9 trillion in 2032 with a 13.65% CAGR¹. However, they also face a set of challenges to capitalise on the broad industry potential, including high entry barriers, rising operational costs, and fierce competition, a Deloitte-WorldFirst report has found².

Having empowered over one million SMEs to scale their businesses internationally, WorldFirst has partnered with Mastercard to develop for World Card the following customised features to enhance global operational efficiency for customers:

• Global coverage across regions and use scenarios: Customers can pay with World Card for purchases anywhere Mastercard is accepted, in 150+ currencies across 210+ countries and regions. There are no foreign exchange fees in cross-border payments with 15 major currencies when paying from WorldFirst account balance, including USD, CNH, EUR, GBP, JPY, SGD HKD, AUD, NZD, and CAD. The service covers most recurring business scenarios, ranging from digital marketing on e-commerce sites, software subscriptions, shipping and logistics.
• Security: World Card has obtained the highest-level certification of the Payment Card Industry Data Security Standard (PCI DSS), uses 3DS/AVS transaction verifications, 24/7 real-time assistance, and spending limits to safeguard transactions and prevent fraud.
• Transparent and centralized multi-card management: Customers may create multiple cards for specific expenses, teams or projects later this year. All spending can be tracked in one central dashboard, enabling precise control over expenditure.
• Cashback rewards program*: Cashback on every eligible payment helps customers save and grow.

The World Card complements the comprehensive offerings on the World Account, the flagship product of WorldFirst offering global payment, collection, foreign exchange conversion, and treasury management from a single account.

2025 will see a full-scale rollout of the World Card to markets across Asia, Europe, Oceania and Africa. World Card will also begin to support Apple Pay and Google Pay in the coming months.

A physical World Card is coming in 2025, enabling in-person transactions while serving as a backup when digital payments aren't possible. The physical card retains the digital version's benefits, including multi-currency support, cashback and security through unified platform management - while ensuring compatibility with chip-card POS terminals.

“With the launch of the World Card, WorldFirst and Mastercard are giving ambitious businesses a smarter way to manage spending. Today’s small businesses often have global ambitions, but outdated payment processes can hold them back. The new solution offers the ease, security, and international reach they need to scale without borders. Together, we’re helping them simplify operations, stay on top of spending, and expand into new markets,” says Jane Prokop, executive vice president and global head of small and medium enterprises at Mastercard.

“WorldFirst enables business growth by delivering solutions featuring global coverage, secure transactions and operational efficiency—essential foundations for SMEs’ success in today's digital economy. We look forward to deepening our collaboration with Mastercard and industry leaders to pioneer innovative solutions like World Card, empowering SMEs and drive inclusive growth,” says Clara Shi, CEO of WorldFirst and vice president of Ant International.

WorldFirst is part of Ant International, a leading global digital payment, digitisation and financial technology provider offering a unified techfin platform to unlock next-gen commerce for all.

About WorldFirst

WorldFirst offers cross-border payments and treasury services through its global business account, empowering growth for SMEs in e-commerce, trade, and the broad platform economy. WorldFirst simplifies key financial operations, including international payments, collections, currency conversions, and treasury management, all in a one-stop account. Leveraging the technological strengths of its parent company Ant International, WorldFirst delivers industry-leading transaction security and reliability. WorldFirst has supported over one million customers, enabling payments in 100+ currencies across more than 200 countries and regions. Learn more about WorldFirst at https://www.worldfirst.com.

¹Source: " E-Commerce Payment Market Forecast Report by Type, Application, Countries and Company Analysis 2024-2032" Research and Markets.
²Source: "Going-Global Seizing Next Great Opportunity in Digital Trade" Deloitte-WorldFirst.
*Terms and conditions apply, and may vary from region to region.