-

KBRA Releases Research – Retail Sales Stay Warm in October While Employment Cools

NEW YORK--(BUSINESS WIRE)--KBRA releases research discussing October retail sales growth, recent headwinds to employment growth, and the recent uptick in inflation. The report examines these developments in the context of still softening state sales tax receipts and mixed signals from large retailers on expectations for sales growth this holiday season.

Click here to view the report.

Related Publications

About KBRA

KBRA is a full-service credit rating agency registered in the U.S., the EU, and the UK, and is designated to provide structured finance ratings in Canada. KBRA’s ratings can be used by investors for regulatory capital purposes in multiple jurisdictions.

Doc ID: 1007030

Contacts

Peter Scherer, Senior Director
+1 646-731-2325
peter.scherer@kbra.com

Karen Daly, Senior Managing Director
+1 646-731-2347
karen.daly@kbra.com

Media Contact

Adam Tempkin, Director of Communications
+1 646-731-1347
adam.tempkin@kbra.com

Business Development Contacts

William Baneky, Managing Director
+1 646-731-2409
william.baneky@kbra.com

James Kissane, Senior Director
+1 646-731-2380
james.kissane@kbra.com

Kroll Bond Rating Agency, LLC

Details
Headquarters: New York City, New York
CEO: Jim Nadler
Employees: 400+
Organization: PRI

Release Versions

Contacts

Peter Scherer, Senior Director
+1 646-731-2325
peter.scherer@kbra.com

Karen Daly, Senior Managing Director
+1 646-731-2347
karen.daly@kbra.com

Media Contact

Adam Tempkin, Director of Communications
+1 646-731-1347
adam.tempkin@kbra.com

Business Development Contacts

William Baneky, Managing Director
+1 646-731-2409
william.baneky@kbra.com

James Kissane, Senior Director
+1 646-731-2380
james.kissane@kbra.com

Social Media Profiles
More News From Kroll Bond Rating Agency, LLC

KBRA Releases Research – Federal Student Loan Defaults: DOE Enforcement Delays Temper Consumer Credit Risk

NEW YORK--(BUSINESS WIRE)--KBRA releases research discussing the resumption of federal student loan collections and the implications for securitized consumer credit performance in 2026. The U.S. federal government ended forbearance on student loan interest in late 2023, and in mid-2025 it announced the resumption of collections on defaulted student loans. Many viewed this as the official end of pandemic-era borrower protections and a potential source of meaningful headwinds for consumer credit....

KBRA Assigns Preliminary Ratings to Stream Innovations 2026-1 Issuer Trust

NEW YORK--(BUSINESS WIRE)--KBRA assigns preliminary ratings to four classes of notes issued by Stream Innovations 2026-1 Issuer Trust (“STRE 2026-1”), an asset-backed securitization collateralized by a pool of consumer loans used for home improvements. The ratings reflect the initial credit enhancement levels ranging from 13.80% for the Class A notes to 1.50% for the Class D notes. Credit enhancement on the notes is comprised of overcollateralization, subordination of junior note classes (excep...

KBRA Assigns Ratings to OFG Bancorp, Inc. and Affirms Ratings for Oriental Bank

NEW YORK--(BUSINESS WIRE)--KBRA assigns a senior unsecured debt rating of BBB, a subordinated debt rating of BBB-, and a short-term debt rating of K3 to San Juan, Puerto Rico-based OFG Bancorp, Inc. (NYSE: OFG) ("the company"). In addition, KBRA affirms the deposit and senior unsecured debt ratings of BBB+ and the short-term deposit and debt ratings of K2 for its bank subsidiary, Oriental Bank ("the bank"). The Outlook for all long-term ratings is Stable. Key Credit Considerations Oriental Bank...
Back to Newsroom