-

KBRA Releases Research – End of Student Loan Forbearance: Implications on Consumer Credit

NEW YORK--(BUSINESS WIRE)--KBRA releases research that assesses the expected impacts of the end of student loan forbearance on consumer credit.

While KBRA expects this to act as an economic headwind to consumer credit fundamentals, we do not anticipate widespread credit softening due to the relatively healthy state of consumers as well as the backstop of assistance programs available to borrowers who are unable to resume payments.

Click here to view the report.

Related Publication

About KBRA

KBRA is a full-service credit rating agency registered in the U.S., the EU, and the UK, and is designated to provide structured finance ratings in Canada. KBRA’s ratings can be used by investors for regulatory capital purposes in multiple jurisdictions.

Contacts

Kaci Emrich, Analyst
+1 646-731-1216
kaci.emrich@kbra.com

Melvin Zhou, Managing Director
+1 646-731-2412
melvin.zhou@kbra.com

Business Development

Rosemary Kelley, Senior Managing Director
+1 646-731-2337
rosemary.kelley@kbra.com

KBRA

Details
Headquarters: New York City, New York
CEO: Jim Nadler
Employees: 400+
Organization: PRI

Release Versions

Contacts

Kaci Emrich, Analyst
+1 646-731-1216
kaci.emrich@kbra.com

Melvin Zhou, Managing Director
+1 646-731-2412
melvin.zhou@kbra.com

Business Development

Rosemary Kelley, Senior Managing Director
+1 646-731-2337
rosemary.kelley@kbra.com

More News From KBRA

KBRA Assigns Preliminary Ratings to PMT Loan Trust 2026-CNF3

NEW YORK--(BUSINESS WIRE)--KBRA assigns preliminary ratings to 44 classes of mortgage-backed notes from PMT Loan Trust 2026-CNF3 (PMTLT 2026-CNF3), a prime RMBS transaction sponsored by PennyMac Corp. (PennyMac), an indirect, wholly-owned subsidiary of PennyMac Mortgage Investment Trust (PMT). PMTLT 2026-CNF3 comprises 589 agency-eligible, conforming mortgage loans with an aggregate stated principal balance of approximately $322.7 million as of the March 1, 2026 cut-off date. The underlying col...

KBRA Releases Research – Anatomy of Loss in Single-Borrower CMBS: A Loan-Level Analysis

NEW YORK--(BUSINESS WIRE)--KBRA releases research examining loss severities in the single-asset single borrower (SASB) commercial mortgage-backed securities (CMBS) sector. SASB transactions have grown to dominate post-global financial crisis (GFC) issuance, and while loan defaults in the sector have risen sharply since the onset of the pandemic, the sector's overall loss rate remains limited, as nearly three-quarters of SASB loans resolved after default experienced minimal to no loss. When loss...

KBRA Assigns Preliminary Ratings to Sequoia Mortgage Trust 2026-INV2 (SEMT 2026-INV2)

NEW YORK--(BUSINESS WIRE)--KBRA assigns preliminary ratings to 71 classes of mortgage pass-through certificates from Sequoia Mortgage Trust 2026-INV2 (SEMT 2026-INV2). The transaction consists of 1,118 investment property mortgages with an aggregate principal balance of $438.4 million as of the March 1, 2026 cut-off date. The collateral is characterized by a weighted average (WA) original credit score of 770 and moderate borrower equity, with a WA original LTV and WA original CLTV of 73.2%. KBR...
Back to Newsroom