CRANBURY, N.J.--(BUSINESS WIRE)--Beginning today New Jersey residents can choose from 10 different AmeriHealth New Jersey health plans across the bronze, silver and gold metallic levels on the federal marketplace.
On average, AmeriHealth New Jersey members will see a 14 percent decrease in premiums for 2019 before tax credits are applied to the premium.. This is in part due to the recent New Jersey-specific legislation signed by Governor Murphy, including the individual mandate and the reinsurance program. New Jersey is one of only two states nationally that will have an individual mandate in place.
“With so much uncertainty surrounding health care reform, we are very pleased to reduce the cost of health insurance for our members in 2019,” said Mike Munoz, market president for AmeriHealth New Jersey. “We understand that everyone has competing financial pressures and health care is another expense to add to the list, but the health care system can only work properly if everyone participates. Whether this is your first time purchasing individual coverage, or if you are a returning customer, our team is ready to help.”
Licensed sales agents are available by phone and can be reached at 1-888-879-5331. Residents can also visit — ahnj4u.com — to find the health care coverage that is right for them. The website includes a subsidy estimator that allows individuals to quickly determine if they qualify for financial assistance and how much it will cover for 2019.
New Jersey residents also have the option of purchasing a plan directly from AmeriHealth New Jersey, which offers some cost-saving alternatives. There are 13 plans available off exchange, including three plans in the Select Suite that provide a 10 percent savings compared to their similar on-exchange counterparts. Off-exchange health plans are not subsidy eligible.
Regardless of whether health care coverage is purchased on or off the individual marketplace, individuals are encouraged to make health plan selections by November 30, 2018 to ensure ID card delivery by January 1, 2019.
Important dates to remember:
|November 30||The recommended date for individuals to enroll in an AmeriHealth New Jersey health plan to ensure their January invoice reflects their new plan and that they receive their 2019 ID cards by January 1, 2019.|
|December 15||The last day to enroll in a health plan for 2019.|
January 1, 2019
|The first day new health care coverage begins.|
This is the sixth consecutive year AmeriHealth New Jersey has participated in the federal marketplace. “Despite the exit of other insurers over the years, we have remained committed to our community and the individual market,” said Munoz. “This year we are also expanding our efforts to provide Hispanic residents assistance with enrolling in individual health insurance plans.”
AmeriHealth New Jersey will have Spanish-speaking licensed agents available to answer questions and enroll eligible individuals at local events throughout open enrollment.
Open enrollment runs today through Saturday, December 15. For more information on health plans available from AmeriHealth New Jersey visit amerihealthnj.com/enroll.
About AmeriHealth New Jersey
For nearly 25 years AmeriHealth New Jersey* has been dedicated to enhancing the health and well-being of the people and communities we serve. Our members are at the center of everything we do. Since the onset of the Affordable Care Act, we have been committed to offering health plans on the Individual Marketplace, which has expanded access to coverage for New Jersey residents. We are exclusively focused on New Jersey with plans designed to meet the unique needs of individuals, small- and mid-sized businesses, municipalities and boards of education across the state. We also provide administrative services to self-funded groups. Named one of the Best Places to Work for the past seven years, AmeriHealth New Jersey is located in Cranbury, NJ. For more information visit amerihealthnj.com.
*AmeriHealth Insurance Company of New Jersey | AmeriHealth HMO, Inc.