Harvest Commercial Capital Merges with Crossroads Impact Corp. to Expand Small Business and Community Lending

LAGUNA HILLS, Calif.--(BUSINESS WIRE)--Harvest Commercial Capital, LLC (HCC), a leading nationwide originator of owner-occupied small business real estate loans, today announced its merger with Crossroads Impact Corp (CRSS). This strategic merger combines HCC’s commercial lending expertise with Crossroads’ residential lending success through its operating certified Community Development Financial Institution (CDFI) subsidiary. The merger significantly expands their collective ability to provide capital to small businesses in low- to moderate-income communities across the country. The companies will continue to operate under their respective brands.

“This is a natural next step in our evolution,” said Adam Seery, CEO of HCC. “Our focus has always been on getting capital to underserved markets, and this merger allows us to double down on that mission. We're excited to continue doing our part to fuel small businesses across America.”

Eric Donnelly, CEO of Crossroads Impact Corp, echoed the sentiment. “We're bringing together two incredible teams with deep expertise in both residential and owner-user commercial finance,” said Donnelly. “We look forward to working with the SBA and CDFI Fund to amplify our shared economic development initiatives. Further, this transaction allows us to expand our innovative CRA lending and investment solutions for our bank partners, which has an enormous, positive impact on the communities we’re fortunate to serve.”

About Harvest Commercial Capital, LLC

Harvest Commercial Capital, LLC (HCC) originates, sells, and services small-balance commercial loans secured by multi-purpose real estate. The company specializes in conventional loans and first-lien loans through the U.S. Small Business Administration’s (SBA) 504 loan program. Founded in February 2016 and based in Laguna Hills, CA, HCC is majority-owned by an affiliate of Medalist Partners, LP. Medalist Partners is an SEC-registered investment manager with approximately $2.4 billion in net assets under management as of December 31, 2025 focused on asset-based private credit and securitized credit strategies.

About Crossroads Impact Corp

Crossroads Impact Corp (CRSS) is focused on investing in businesses that promote economic vitality and community development. Its certified Community Development Financial Institution (CDFI) subsidiary and Certified B-Corp. is dedicated to supporting Hispanic homeownership by providing a long-term, fixed-rate single-family mortgage product.