XTM Signs New Vertical With Multiple Franchisees of One of the Largest On-Demand Refuse Pick-Up Networks

XTM To Administer Drivers With Same-Day Payment Through Its Today™ Platform

MIAMI & TORONTO--(BUSINESS WIRE)--XTM, Inc. (“XTM” or the “Company”) (QB: XTMIF / CSE:PAID / FSE:7XT), a Miami and Toronto-based Fintech innovator disseminating earned wages and providing gratuities access to service workers primarily in the hospitality, personal care and service worker space, is pleased to announce it has signed-on multiple franchisees of a large, successful on-demand refuse pick-up organization.

Further to the announcement included with XTM’s Q2 Earnings Report regarding the launch of new verticals, the drivers are now provided with early wage access and expense management. Besides employee wage payouts, the Today solution can easily manage and disperse funds for each truck on the road including fuel, disposal costs of refuse at multiple locations, overtime, mileage, bonuses, and maintenance.

“This further validates our solution being right time, right place, eliminating cash in the business ecosystem,” said Marilyn Schaffer CEO, XTM Inc. “The Today program solves a problem for business sectors ancillary to hospitality, personal care and service workers and we believe sector and industry segment growth will exponentially drive revenues as we move money for both worker earnings and expenses.”

About XTM

XTM, www.xtminc.com, is a Miami and Toronto-based fintech innovator in the neo-banking space, helping businesses and service workers in the hospitality, personal care space and others disseminate and access earned wages and gratuities. XTM's Today™ Solution, comprised of a free mobile app and a Visa or Mastercard debit card with free banking features, is used by thousands of restaurants, salons and staff across Canada and the United States. XTM is a global card issuer and real-time payment specialist, and our technology is used by Restaurants and Salons at no charge to automate and expedite worker payouts and eliminate cash from their ecosystems. XTM's Today solution drives enterprise value with efficiency and a bespoke user experience designed specifically for restaurateurs and personal care services.

This news release contains “forward-looking information” and “forward-looking statements” within the meaning of applicable securities laws (the “forward-looking statements”), within the meaning of applicable Canadian securities legislation, including expected performance of XTM, the expectation that businesses with which XTM does business or have committed to do business will in the expected timeline, the continuing trend toward electronic payment methods, the success of XTM’s intended geographic and business expansions, the success of XTM’s new market relationships, and the general conditions and revenues of XTM. Forward-looking statements are statements that are not historical facts and are generally, although not always, identified by words such as "expect", "plan", "anticipate", "project", "target", "potential", "schedule", "forecast", "budget", "estimate", "intend" or "believe" and similar expressions or their negative connotations, or that events or conditions "will", "would", "may", "could", "should" or "might" occur. All such forward-looking statements are based on the opinions and estimates of management as of the date such statements are made. These forward-looking statements are made as of the date of this news release. Readers are cautioned not to place undue reliance on forward-looking statements, as there can be no assurance that the future circumstances, outcomes or results anticipated in or implied by such forward-looking statements will occur or that plans, intentions or expectations upon which the forward-looking statements are based will occur.

The CSE has not approved nor disapproved the contents of this press release, and the CSE does not accept responsibility for the adequacy or accuracy of this release.