India Fintech Market Insights 2013-2025: Digital Payments, Payments Ecosystem, Key Emerging Trends, Alternative Lending, InsurTech, WealthTech, Lending, AI-based Technology -

DUBLIN--()--The "India Fintech Insights, Digital payments, Payments Ecosystem, Key Emerging Trends, Alternative Lending, InsurTech, WealthTech, Lending, AI-based Technology" report has been added to's offering.

Key Topics Covered

1. Introduction

2. Executive Summary

3. Growth Drivers

  • Unmet financial needs
  • Changing consumer demographics, evolving needs and rising digital expectations
  • Government policies, regulations and infrastructure
  • Goods and Services Tax (GST) regime
  • Jan Dhan Yojana
  • Building the digital infrastructure
  • Unified Payments Interface (UPI)
  • Digital India Programme
  • Availability of the Internet
  • Promoting innovation and competition in the industry
  • Startup India
  • License for payment banks
  • Recognition of peer-to-peer (P2P) lenders as non-banking financial companies (NBFCs)
  • Regulatory sandbox by the RBI for FinTechs
  • Rising collaboration between incumbents and FinTechs

4. Challenges

  • Market regulators
  • Balancing data privacy needs with the industry's requirement for open data
  • Keeping pace with the emerging risks inherent in advanced technologies
  • Promoting stability in the FS sector in an interconnected world
  • FS Incumbents
  • Reskilling people for a digital tomorrow
  • Tackling regulatory scrutiny on advanced technologies
  • FinTech Players
  • Addressing cyber security concerns to win consumers' trust
  • Lack of early-stage funding
  • Managing regulatory uncertainty

5. Opportunity

  • Bundling FinTech with consumption needs of the mass segment
  • Realizing the opportunity: The consumer-need cornerstone framework

6. India Fintech Insights

  • Year-on-Year Number of FinTech Companies Founded (in Number) 2013-2018
  • India FinTech Transaction Value Projections (in US$ Billion), 2019-2023
  • Global FinTech Transaction Value Projections (in US$ Trillion), 2019-2023

7. Global and Indian FinTech

  • Global VC-backed FinTech Funding and Deal Count (in US$ Billion), 2014-2018

8. Asia's Rising Share in Global FinTech Funding

  • Global VC-Backed FinTech Funding by Continent (US$ Billion), 2014-2018
  • Global VC-Backed FinTech Deal Count by Continent, 2014-2018

9. Robust funding landscape in India

  • India VC-Backed FinTech Funding and Deal Count (in US$ Million), 2014-Q1 '19
  • VC-Backed FinTech Deal Count in India and China (in US$ Million), Q1 2019
  • VC-Backed FinTech Deal Count in India and China (US$ Million), Q1 2019

10. Building the Digital Infrastructure

  • Number of Mobile and Internet Users in India
  • UPI Transactions Cross INR 1 Trillion in Value in Dec 2018

11. Segment Overview

  • India VC/PE funding by FinTech Segments (US$ Million), 2018

12. Digital Payments

  • Volume of Digital Payment Transactions (In Million)
  • Value of Digital Payment Transactions (In USD Trillion)

13. Payments Ecosystem

  • Payments value chain and business models

14. Key Emerging Trends

  • Need for interoperability
  • Development of next-generation customer solutions by banks and payment service providers (PSPs) through open banking
  • Increasing use of alternative payment channels
  • Process innovation across the value chain
  • Tokenization: The future of secured payments
  • Transaction Flow Using Tokenization across Various Stakeholders in the Payments Value Chain, 2019-2023
  • % Share of Worldwide Digital Payments Transaction Value by Country, 2019-2023

15. Alternative Lending

  • Direct lending models
  • POS lending
  • Supply chain financing
  • MSME financing to rise with increasing business formalization
  • Global VC-Backed Alternative Lending Funding (US$ Billion), 2013 to 2018
  • Total Alternative lending Transaction Value in India (US$ Million), 2019-2023
  • Country Alternative Lending Transaction Value as a % of Worldwide Alternative Lending Transaction Value in 2019

16. InsurTech

  • Key Business Models
  • Digital insurance advisors
  • PoS insurance providers
  • Key Emerging Trends
  • Product customization
  • Price segmentation
  • Business model innovation

17. WealthTech

  • A) Democratising investment advisory
  • B) Hybrid models with a human touch
  • C) Sentiment analysis
  • D) Payment players moving into the systematic investment plan (SIP) space

18. WealthTech Transaction Value (India vs. Global)

  • Indian Robo-Advisory Space
  • India - AUM in I Robo-Advisory Space in (USD Million), 2019-2023
  • India - Robo-Advisory Transaction Value Accounts for 0.004% of Worldwide Value in 2019

19. Lending

  • Market Opportunity Cash loans (USD Billion), 2021-2025
  • Market Opportunity EMI loans (Mobile Phones & Accessories) In USD Billion, 2021-2025
  • Market Opportunity EMI Loans (FMCG) in US$ Billion, 2021-2025
  • Redefining Customer Experience Using Modern Technology
  • Finding new ways of Customer Acquisition
  • Optimizing Customer on Boarding
  • Driving hyper-personalisation using chat bots
  • Managing risk with AI/ML
  • ML, automated data analyst and robotics emerge as the top three AI-powered solutions in BFSI

20. AI-Based

  • Moving from robotic process automation (RPA) to intelligent automation (IA)

21. Technologies Shaking Up the FS Infrastructure

  • Block chain moving into the mainstream
  • FS Industry Leading in Block chain Adoption

For more information about this report visit

Laura Wood, Senior Press Manager
For E.S.T Office Hours Call 1-917-300-0470
For U.S./CAN Toll Free Call 1-800-526-8630
For GMT Office Hours Call +353-1-416-8900

Laura Wood, Senior Press Manager
For E.S.T Office Hours Call 1-917-300-0470
For U.S./CAN Toll Free Call 1-800-526-8630
For GMT Office Hours Call +353-1-416-8900