Early Redemption (call option)

LONDON--()--

Australia and New Zealand Banking Group

Issue of USD 182,000,000 Zero Coupon Callable

Notes due 2032 Series 1646 Tranche 1 MTN ISIN - XS0809095515

Please be advised that, pursuant to item 20 of the attached Final Terms dated 24 July 2012

and the conditions of the Notes, the Issuer will redeem all of the Notes for a total of USD

106,276,352.00 (which represents the aggregate Optional Redemption Amount) on the

Optional Redemption Date falling on 25 July 2019 in accordance with the conditions.

Principal Paying Agent

Deutsche Bank AG, London Branch

Winchester House

1 Great Winchester Street

London EC2N 2BD

United Kingdom

Category Code: MSCU
Sequence Number: 672293
Time of Receipt (offset from UTC): 20190717T111125+0100

Contacts

Deutsche Bank AG

Contacts

Deutsche Bank AG