PHILADELPHIA--(BUSINESS WIRE)--Reliance Standard Life Insurance Company (Reliance Standard), a leading group insurance carrier specializing in employee benefits solutions for companies of all sizes, has launched RSL Complete®, an integrated dental and vision benefit plan for employers with 10 or more employees.
To help families get caught up with preventive and routine dental care that may have suffered while in quarantine from the COVID-19 pandemic, Reliance Standard also announced it was waiving virtually all dental deductibles and removing dental exam/cleaning frequency limitations for all policyholders through December 31, 2020. Child and adult orthodontia deductibles are not included.
“This has been a tough year for dental health, not to mention for dentists and their front line staff members,” said Patrick Trinsey, vice president of marketing for Reliance Standard. “As communities are coming back to life and quarantine restrictions are relaxing, we want to make it as easy as possible for our customers to get caught up on their family dental visits and care.”
Just in time for 2021 benefit enrollments, RSL Complete® provides a flexible, affordable plan option for employers and employees. Available in all states except Washington, RSL Complete combines dental and vision coverage into one streamlined plan that is easier to administer and typically more affordable than two separate plans. Most important, it allows the insured employee and family members to shift a portion of the yearly benefit maximum where it’s needed most.
For example, if it’s time for everyone to get new glasses or contacts, the insured can use the shared portion of the benefit to offset those costs. If it’s braces time, there’s discretionary money to shift in that direction.
The dental provider network is one of the largest in the U.S., but insured members can see any dentist, any time. If they seek care from a network provider, they can save up to 50% on typical charges versus a non-network provider. There is no network requirement for the vision care portion of the policy.
“We’re excited to bring this product to our clients and customers,” Trinsey said. “It effectively removes every barrier from offering, and using, employer sponsored dental and vision benefits. In a time when administering employee benefits is getting more complicated, RSL Complete® makes it simple with one policy, one deduction, one claims experience.”
“The ability to see any provider and the added flexibility to shift benefit dollars to fund the care that’s most important, right now, make this innovative coverage a huge win for families,” he said.
Reliance Standard dental customers can compare estimated charges for a range of procedures before making decisions about their dental care. The RSL Dental Cost Estimator lets insured members compare estimated charges based on ZIP code, for both in-network and out-of-network providers, then decide on a treatment plan that works best for their health and their budget.
RSL Complete® also comes with a family prescription savings plan offered through more than 60,000 U.S. pharmacies including CVS, Walgreens, Rite Aid and Walmart. The program allows insured members to compare typical prescription prices with negotiated discount plan prices, and select the more cost-effective option. The discount program is available to insured employees and all family members, whether or not they are covered under the RSL Complete® plan.
Employers can get more information from their benefits broker or consultant, or by contacting their local Reliance Standard sales and service office.
Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance, a suite of employee paid coverage options and, with sister company Matrix Absence Management, fully integrated disability, leave and total absence management. Reliance Standard markets these solutions nationwide through independent brokers and agents to employers of all sizes. Rated A+ (Superior) by A.M. Best and Standard & Poor’s, Reliance Standard was founded in 1907 in Chicago, IL, as the Central Standard Life Insurance Company.
Reliance Standard is a member of the Tokio Marine Group. Tokio Marine Holdings, Inc., the ultimate holding company of the Tokio Marine Group, operates in the property and casualty insurance, reinsurance and life insurance sectors globally. The Group’s main operating subsidiary, Tokio Marine & Nichido Fire (TMNF), was founded in 1879 and is the oldest and leading property and casualty insurer in Japan.