SAN FRANCISCO--(BUSINESS WIRE)--In response to widespread damage caused by California’s deadliest fire in state history, which incinerated thousands of homes and left more than 80 dead in Butte County, California, the fire team at Walkup, Melodia, Kelly and Schoenberger has issued a list of important considerations and resources for fire victims dealing with personal injuries and property losses. The November 2018 “Camp” fire incinerated over 120,000 acres and thousands of homes destroying the entire city of Paradise. To date, the fire is thought to have caused at least 88 deaths, with the number of individuals still missing at 25, according to reports.
Walkup Melodia’s resource guide which quickly gained attention on social media with hundreds of shares, walks Butte County fire victims through seven areas to consider in order to protect their legal interests, find support in the community and recover benefits available under their insurance policies, from government programs and potentially against PG&E. "Individual team members of the Walkup law firm have close ties to Butte County, with firm family members and friends that have sustained fire related losses. We understand the issues that are confronting survivors including shock, trauma, vulnerability, emotional distress, loss of priceless personal property, loss of homes and businesses,” said Walkup Melodia managing partner, Michael A. Kelly. The seven areas covered in the resource guide are as follows:
1. Understand Your Homeowners Insurance Policy
2. Coverage for Home Replacement
3. Underinsurance Issues
4. Rebuilding
5. Mortgages on Destroyed Structures
6. Replacement of Possessions
7. Property Tax Issues
This short guide contains detailed information on each topic. For example, the firm recommends that homeowners review the coverage and replacement terms of their insurance policies to understand the benefits they are legally entitled to. Also, homeowners who discover that their homes are not insured to value, may have certain legal rights that come into play if their insurer failed to provide proper notice of a reduction of limits or elimination of coverage.
At a time when so many Butte County residents need quick assistance and necessities, the guide also provides details on numerous local resources, including donation sites, direct cash assistance programs, assistance for animals, and short-term and long-term housing options.
The team of fire lawyers at Walkup Melodia is available to help Camp fire victims in Butte County on a wide-range of fire-related legal issues. Individuals who need legal advice and assistance on insurance claims, as well as injury and wrongful death claims, can contact the firm at 415-981-7210.
