Fair Isaac FICO 850 Highest Scorecard Methodology Discovered and Detailed by Credit Professor and SubscriberWise Founder Howe

FICO ingredients and perfect credit articulated by credit industrialist David Howe, the first individual in the history of global scoring to identify precision scenarios that yield consistent 850 FICO perfection

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The FICO Secret Sauce

CHARLOTTE, N.C.--()--SubscriberWise, the nation’s largest issuing CRA for the communications industry and the leading protector of children victimized by identity fraud, announced today detailed FICO scenarios that unequivocally and constantly yield the highest possible FICO 850 general-purpose perfect credit scores across every national credit repository. The perfect scores were generated with David Howe’s personal credit reports procured from Equifax, Experian, and TransUnion, obtained from Fair Isaac Corporation’s consumer site myFICO (www.myfico.com).

Discover Card FICO Open Access Program and SunTrust Bank were among additional sources that substantiated the credit prodigy’s 850 FICO scorecard discovery.

The detailed information is presented in theoretical and practical terms during a 30-minute educational presentation that includes passionate personal commentary from the global credit czar.

Howe’s profound and detailed insight flows from more than a decade of intricate credit maneuvers and carefully controlled FICO ‘score reason factors’, along with thousands of dollars invested with credit scoring organizations that deliver lender-based scores as well as Vantage and educational scores.

The comprehensive information and broad explanations are intended to educate and empower consumers everywhere and flows from a bequest to the United States and global population from the credit magnate and award-winning CEO.

Related: Credit Czar and FICO G.O.A.T. David Howe Interviewed at Walt Disney World

About SubscriberWise

SubscriberWise employs enhanced Subscriber Level Segmentation technology to precisely identify credit challenged subscribers to ultra-high achievers to maximize sales and boost profits. By incorporating years of communications performance data and proprietary decision models, including FICO's latest analytic technology (FICO Score 9), SubscriberWise delivers unprecedented predictive power with a fully compliant, score driven decision management system. Combined with Red Flag compliance and operator-controlled rules, SubscriberWise analytics empower CSR's to instantly and accurately respond to payment and credit characteristics with appropriate options for every subscriber. With SubscriberWise, no subscriber request is ever denied because of credit risk factors.


David Howe, 888-596-1119 x137

Release Summary

FICO 'Leaves' along with 850 scorecard segmentation described in detail by the world's most successful credit scoring achiever in recorded history.


David Howe, 888-596-1119 x137