MASSILLON, Ohio--(BUSINESS WIRE)--SubscriberWise, the largest issuing CRA for the communications industry and the nation’s leading advocate for children victimized by identity fraud, announced today the confirmation of a child’s criminal victimization by a live-in lover who attempted to avoid unpaid programming and unreturned equipment charges from multiple accounts spanning nearly 20 years with the Ohio-based MSO.
The identity was stolen during a service request on June 12, 2017, and submitted with a SubscriberWise permissible-purpose consumer credit inquiry at MCTV. The inquiry generated a ‘No Hit’ that resulted in a manual review as part of federally mandated ‘Red Flag’ compliance guidelines. Police confirmed the child’s victimization on June 20, 2017, during a follow-up phone call with SubscriberWise CEO and MCTV credit manager David Howe.
“Last week MCTV was criminally victimized, again,” lamented SubscriberWise founder and MCTV credit manager David Howe. “And worse, another innocent and defenseless child had his identity criminally exploited during the commission of the crime.
“As usual, the perpetrator has a large unpaid balance with unreturned equipment. The perpetrator’s lover – who happens to be the 9-year-old victim’s mother – also has an unpaid account. The mother’s ex-lover, the victim’s father, owes money and equipment as well.
Related (YouTube): Gessner and Howe Discuss Children, Data, FICO, Fraud, and More during 2017 NCTC WEC
“This morning, Massillon Police unequivocally confirmed for me the 9-year-old’s criminal victimization -- less than 24 hours after I hand-delivered the evidence to the department,” Howe stated. “The officer advised that a report would be available today and the case would be forwarded to the detective bureau.
“Yesterday evening the perpetrator called and acknowledged his guilt to me, immediately after the police initiated their contact. I was surprised by his contact because a prior attempt – before law enforcement involvement – yielded an abrupt disconnection when I attempted to confirm identity. Today, he called again and I explained the matter is now under the jurisdiction of the State of Ohio.
“As always, I appreciate the thorough and immediate response by the Massillon Police and, in particular, Officer Hyatt, the patrolman who handled the evidence and Red Flag criminal complaint (https://www.ftc.gov/tips-advice/business-center/guidance/fighting-identity-theft-red-flags-rule-how-guide-business).
“Is there anyone in America that still has questions about why these child identity crimes are occurring hundreds of times every day in this nation?” Howe rhetorically continued.
“Yes, every day at least 200 hundred children are victimized when their otherwise spotless identity is hijacked – most often by a parent or guardian with access to the child’s personal information – and no one should expect a reduction in these easy-to-commit crimes anytime soon.
Related: FICO G.O.A.T. and U.S. Credit Czar Howe Tweets President Trump: 9 Child Victims Every Hour in U.S.A.
“Sadly, and despite the hundreds and hundreds of cases exposed by SubscriberWise over the years, there remains absolutely zero federal technology solutions to adequately protect a child’s social security number at the national repositories.
“Unfortunately, the negative consequences of wrecked credit from a stolen identity will often last for years. The emotional toll can be much more devastating and may last a lifetime.
“And this begs the question,” continued Howe. “Will Congress ever do its job and adopt SubscriberWise’s proposed technology and educational legislative solutions to protect the most innocent among us (http://www.enhancedonlinenews.com/news/eon/20140911006498/en/Child-Identity-theft/Identity-fraud/SSN-index)? I wonder.
“Perhaps it’s time I plan a serious run for Congress,” Howe pondered.
''Yes, damn it, for the children I must run,'' concluded the Czar.
SubscriberWise® launched as the first issuing consumer reporting agency exclusively for the cable industry in 2006. The company filed extensive documentation and end-user agreements to access TransUnion’s consumer database. In 2009, SubscriberWise and TransUnion announced a joint marketing agreement for the benefit of America’s cable operators (http://newsroom.transunion.com/transunion-and-subscriberwise-announce-joint-marketing-agreement). Today SubscriberWise is a risk management preferred-solutions provider for the National Cable Television Cooperative.
SubscriberWise was founded by David Howe, who is a consultant and credit manager for MCTV, where he has remained employed for two decades. At MCTV, Howe manages the bad debt and equipment losses on annual sales in excess of $65 million. His interest in credit began in 1986 as a 17-year-old student in high school.
Today, Howe is the all-time highest FICO and Vantage Achiever in the history of humanity worldwide.
SubscriberWise is a U.S.A. federally registered trademark of the SubscriberWise Limited Liability Co.