Citi Joins Early Warning’s clearXchange® Network

Bringing real-time P2P payments to Citi customers in the United States

NEW YORK--()--Citi announced today that it will join Early Warning’s clearXchange® network, enabling Citi’s online and mobile banking customers to send or receive real-time person-to-person (P2P) payments to or from customers of participating network banks by simply using the recipient’s mobile number or email address. Citi will enable the functionality in early 2017.

“We are pleased to join the clearXchange network, enabling millions of Citi clients to make real-time person-to-person payments to anyone with a U.S. bank account,” said Barry Rodrigues, Head of Global Digital Payments for Citi’s Global Consumer Bank. “As the payments landscape continues to rapidly evolve, Citi is committed to making it easier for our customers to move their money quickly, safely and seamlessly.”

“The addition of Citi represents a significant milestone in Early Warning’s goal to expand the clearXchange network to include all financial institutions nationwide,” said Paul Finch, chief executive officer, Early Warning. “Early Warning is pleased to partner with Citi to provide its customers access to real-time p2p payments across the clearXchange network.”

Citi is a leader in global digital payments and has been at the forefront of mobile payment and wallet solutions. Citi was among the first banks to make mobile payment solutions available to U.S. customers and has pioneered digital wallets in markets around the world, including the U.S., Mexico and India.

How clearXchange works

clearXchange enables P2P payments directly from one existing bank account to another, using the recipient’s email address or mobile number. Payments are initiated through participant banks’ online or mobile banking experience, so consumers benefit from the safety and convenience of sending money through their bank. Through participating financial institutions, P2P payments on the clearXchange network are available to more than 100 million online banking and 70 million mobile banking users in the U.S.

About Early Warning

Early Warning is creating the future of payments by delivering innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in financial technology that protects and advances the financial system. Learn more at Early Warning.

About clearXchange

clearXchange is the largest financial institution-offered digital payments network in the U.S. clearXchange enables financial institutions to offer secure and convenient digital payments to their customers directly through their mobile and online banking channels. Anyone with a U.S. bank account can access the network through Learn more at

About Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.

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Deirdre Leahy, 212-559-3296


Deirdre Leahy, 212-559-3296