Security Benefit Introduces Blueprint Annuity with 3- and 5-year Horizons Providing Broad Planning Flexibility

Advisors can now craft an accumulation strategy for clients around a predictable floor and ceiling via Blueprint’s guaranteed caps and fixed rates

TOPEKA, Kan.--(BUSINESS WIRE)--Security Benefit today introduced its Blueprint Fixed Index Annuity (FIA) designed as a flexible solution to address retiree uncertainty related to market volatility, interest rates, and more. Blueprint offers advisors and their clients a dependable way to protect assets while still pursuing growth potential.

With 3-year and 5-year surrender charge period options, multiple crediting strategies, and optional Index Account guaranteed caps and Fixed Account rates, Blueprint can be a smart alternative to traditional fixed-income options like CDs, Treasuries, and money markets.

“Blueprint Annuity helps advisors build a retirement solution tailored to their clients’ lifestyles and goals,” said Doug Wolff, CEO of Security Benefit. “Blueprint is one of the industry’s only FIAs offering Guarantee Period Fixed Account rates and index account caps on a 3-year surrender charge period, helping to eliminate renewal rate concerns. Advisors can create accumulation strategies around a floor (no market loss) and ceiling (rates and caps) with the flexibility of short time horizons so they can adjust client plans as market conditions or financial needs change.”

Blueprint Annuity is powered by Zinnia's insurance technology platform, including Zahara^®, its modern contract administration system, and Zinnia Live, its digital engagement layer. Together, these technologies helped Security Benefit bring Blueprint to market efficiently and expand access across its distribution network. Zahara and Zinnia Live support accurate illustrations, streamlined servicing, and seamless digital interactions from application through ongoing contract management. By connecting product information, servicing, and digital experiences, the platform helps advisors spend less time navigating administrative complexity and more time focused on client outcomes, while giving clients greater visibility and confidence throughout their retirement journey.

"Products like Blueprint demonstrate the value of a modern platform that can support innovation without adding complexity," said George Esposito, CEO of Zinnia. "We're proud to partner with Security Benefit on the launch of Blueprint and support this differentiated offering through Zahara and Zinnia Live, helping create a connected experience for advisors and clients from application through ongoing contract management."

Blueprint simplifies discussions with clients

The line-up is straightforward, helping to address client concerns around long surrender charge periods and complexity. Options include:

• Fixed Accounts offering 1-year and Guarantee Period Fixed Account (3 or 5 years) for guaranteed growth.
• Three Index Accounts with Caps (max credits) and Trigger Rates (with index moves of 0% or more) based on part of the change in the S&P 500^®, a widely used gauge covering 80% of the U.S. stock market.
  • 1-yr Annual Point to Point based on S&P 500 w/Cap
  • 1-yr Annual Point to Point based on S&P 500 w/Trigger Rate
  • Guarantee Period Annual Point to Point w/Cap (3 or 5 years)

Broad planning flexibility for changing markets

As market conditions change, it creates opportunities for advisors to work with clients to help maximize their retirement planning strategies. Blueprint supports this by allowing advisors to take advantage of changing interest rate or cap environments. “Blueprint is a flexible solution that can serve accumulation needs, act as a strategy for volatile short-term market periods, stand-in as a CD alternative, and even work as part of a fixed income laddering strategy,” concluded Wolff.

Security Benefit is committed to partner satisfaction. See how we performed in the JD Power 2026 U.S. Life & Annuity Distribution Partner Experience Study. For more information on Blueprint Annuity, check out: SecurityBenefit.com/blueprint.

About Security Benefit

SBL Holdings, Inc. (“Security Benefit”), through its subsidiary Security Benefit Life Insurance Company (SBLIC), a Kansas-domiciled insurance company that has been in business for 134 years, is a leader in the U.S. retirement market. As of March 31, 2026, Security Benefit had $61.7 billion in assets under management, and together with its affiliates offers solutions across a range of retirement markets and wealth segments. Security Benefit, an Eldridge Industries business, continues its mission of helping Americans To and Through Retirement^®. Learn more at www.securitybenefit.com and follow us on LinkedIn, Facebook, and X.

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FINANCIAL PROFESSIONAL USE ONLY

The Security Benefit Blueprint Annuity, issued in most states on form ICC25 6100 (6-25) or state-specific variations, is a single purchase payment deferred fixed index annuity issued by Security Benefit Life Insurance Company. In Idaho, the Blueprint Annuity is issued on form ICC25 6100 (6-25). Product features, limitations, and marketing materials may vary by state and/or distribution firm, and may not be available in certain states or through certain distribution firms.

Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan or credit union or its affiliates; are unrelated to and not a condition of the provision or term of any banking service or activity.

Fixed index annuities are not stock market investments and do not directly participate in any equity, bond, other security, or commodities investments. Unless indicated otherwise, indices do not include dividends paid on the underlying stocks and therefore do not reflect the total return of the underlying stocks. Neither an index nor any fixed index annuity is comparable to a direct investment in the equity, bond, other security, or commodities markets.

Security Benefit, its affiliates and subsidiaries, and their respective employees and/ or representatives, do not provide tax, accounting, or legal advice. Any statements contained herein concerning taxes were not intended as and should not be construed as tax advice, nor should they be used for the purpose of avoiding federal, state, or local taxes and/or tax penalties. Please seek independent tax, accounting, or legal advice.

S&P Dow Jones Indices Disclaimer: The “S&P 500” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Security Benefit Life Insurance Company (SBL). S&P®, S&P 500®, US 500, The 500®, iBoxx®, iTraxx®, and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”), and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by SBL. The Blueprint Annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of purchasing the Blueprint Annuity nor do they have any liability for any errors, omissions, or interruptions of the S&P 500.