Origin Specialty Launches Hotel Insurance Program, Delivering Dedicated Capacity for Franchised and Independent Hospitality Risks

Designed for today’s specialized hospitality underwriting needs, the new commercial General Liability program offers flexible terms, competitive pricing, and robust coverages for established interior-entrance properties.

ROLLING MEADOWS, Ill.--(BUSINESS WIRE)--Origin Specialty Underwriters Agency, LLC, a prominent managing general agent (MGA) delivering innovative commercial insurance solutions, today announced the launch of its new Hotel Program. Targeting franchised and independently owned interior-entrance hotels and motels, the program provides retail and wholesale brokers with reliable coverage in a constrained hospitality market.

"Brokers are exhausted by standard markets moving the goalposts on hospitality risks," said Charlie Acosta, President of Origin Specialty Underwriters. "We built this program to give our partners a reliable, consistent home for their established, well-run hotel clients. By focusing strictly on interior-entrance properties, we’re providing a competitive General Liability solution that prioritizes long-term stability and comprehensive risk management."

The Origin Hotel Program delivers a streamlined, high-efficiency underwriting experience tailored to the operational realities of the hospitality sector. Accommodating both single and multi-location accounts, the facility empowers brokers with flexible terms, highly competitive pricing, and dedicated in-house underwriting expertise.

To ensure a highly efficient quoting process, the core parameters of the Origin Hotel Program include:

• Target Market: Franchised and independent interior-entrance hotels and motels maintaining a rating of 3 stars or higher.
• Carrier Backing: Policies are written on non-admitted paper backed by an A.M. Best 'A-' (Excellent) rated carrier.
• Availability: Available nationwide across the lower 48 states and Washington, D.C.
• Operational Requirements: Eligible accounts must have a minimum of three years in business with verifiable loss runs; new ventures and recent purchases are excluded.
• Submission Data: Requires a target premium, ACORD applications, the Origin supplemental form, and five years of currently valued loss runs.
• Premium Threshold: Minimum premium is established at $10,000.
• Coverage Enhancements: Available options include Defense Outside the Limits, Hired and Non-Owned Auto (HNOA), Innkeepers Liability, and Employee Benefits Liability (EBL).
• Ineligible Exposures: The program excludes exterior entrances, bed-and-breakfasts, and kitchenettes.

"We’ve built this program to be as responsive and broker-friendly as possible," said Jessica Torres, AVP of Hotels and Hospitality at Origin Specialty Underwriters. "We know that speed and accuracy are everything for our partners. By clearly defining our appetite up front and offering critical enhancements like Innkeepers Liability and HNOA, we are making it easy for brokers to secure the right protection and build lasting relationships with their clients."

Brokers seeking to secure quotes through the Origin Hotel Program can send submissions directly to [e-mail]. Policies are administered by Origin Specialty Underwriters Agency, LLC.

For comprehensive program details, supplement access, and submission guidelines, visit www.origin-specialty.com/hotel-program/.

About Origin Specialty Underwriters, a Beyond Risk Company

Headquartered in Rolling Meadows, Illinois, Origin Specialty Underwriters (“Origin”) is a leading national Managing General Agent (MGA) specializing in tailored insurance solutions for traditionally underserved, hard-to-place risks. With a primary focus on the construction, hospitality, restaurant, and farm and ranch industries, Origin redefines the specialty insurance landscape through a client-focused approach, innovative underwriting, and in-house operational and claims expertise.

Origin is a proud partner company of Beyond Risk Management, Inc. (“Beyond Risk”), a comprehensive independent risk management solutions provider. Built on transparency, trust, and integrity, Beyond Risk serves as a dynamic platform and incubator that empowers partner companies and industry entrepreneurs to design, launch, and scale new specialized insurance programs. Together, they are dedicated to helping middle-market and SMB clients effectively manage their most complex risks.

For more information, visit www.origin-specialty.com and www.beyondrisk.com.