Difference Card Celebrates 25th Anniversary with $2 Billion in Savings!

Difference Card clients have saved $2.1 billion in healthcare expenses since its founding in 2001.

GREENWICH, Conn.--(BUSINESS WIRE)--The Difference Card, a leading provider of cost-effective health insurance solutions, proudly commemorates its 25^th anniversary this year. Since its founding in 2001, The Difference Card has helped clients achieve an average net savings of 18.2% a year, resulting in $2.13 billion in total savings provided to small and mid-sized employers across the U.S.

Founded by Paul Staubi in 2001, The Difference Card started as a small New York-based startup with just two employees and a bold mission: to make healthcare more affordable for employers. From the beginning, Paul leveraged cutting-edge technology to deliver innovative solutions tailored to the unique needs of small and mid-sized businesses.

Decades later, The Difference Card is a private equity owned business with 150 employees across the county and more than 300,000 members on their platform. The mission of The Difference Card has evolved, with the goal of reducing health insurance costs for employers while enhancing benefits for their employees.

In 2025, The Difference Card saved its clients an average $4,505 per employee per year, a 15% increase from the prior year alone. By working with trusted insurance broker partners, The Difference Card saved employers an average of $280,933 each last year.

Joseph Donovan, Chief Executive Officer of The Difference Card, remarked on the milestone, "Reaching 25 years in business is truly something to celebrate. It is a testament to the hard work of our entire team, the dedication of our broker partners, and the trust of our clients. We remain committed to building solutions that will help shape the future of health insurance for small and mid-sized businesses.”

For more details on The Difference Card’s 25^th anniversary and to see a look back at its historical achievements, visit DifferenceCard.com.

ABOUT THE DIFFERENCE CARD

The Difference Card provides alternative funding solutions to create competitive and cost-effective health benefits that fit the needs of small to midsize employer groups – often saving organizations an average of 18% on their health insurance spend. Using proprietary medical reimbursement systems, risk transfer solutions and wellness strategies, The Difference Card delivers millions of dollars in savings to its clients, while at the same time providing the highest level of employee benefits.

ABOUT STONE POINT CAPITAL

Stone Point is an investment firm based in Greenwich, CT, with more than $70 billion of assets under management. Stone Point targets investments in companies in the global financial services industry and related sectors. The firm invests in alternative asset classes, including private equity through its flagship Trident Funds and credit through commingled funds and separately managed accounts. In addition, Stone Point Capital Markets supports its firm, portfolio companies and other clients by providing dedicated financing solutions. For more information, please visit www.stonepoint.com.