A Perfect and Genuine FICO 850 Score

Experts Confirm Previous SubscriberWise Report on FICO Scores

Retired FICO Public Affairs Director Craig Watts: “In rare circumstances it is possible to get a FICO score of 850. That’s the good news. Here’s the bad: For a broad section of the population, it probably isn’t possible, even if they do everything right.”

Credit Expert John Ulzheimer, President of Consumer Education at SmartCredit.com: “And while I’ve never seen a verified example of someone with FICO 850, we’re certainly getting closer to perfection than we are to utter disaster.”

FORT MYERS, Fla.--()--SubscriberWise, a leading provider of analytics-driven subscriber risk management technology, announced today that the company’s founder has obtained a Perfect FICO score of 850. Estimates are less than 1 percent of the adult credit consuming population have a genuine perfect score. In 2010 SubscriberWise conducted an analysis of perfect scores among its member population and the data revealed less than (2/10) of (1 percent) of the scorable population originate with an 850 FICO score.

“It's true that the pursuit of the perfect FICO score has been a long-time motivator," said David Howe, president of SubscriberWise and credit manager for MCTV. “And demonstrating knowledge and expertise is critically important because the FICO score has always been a leading component in SubscriberWise rules technology. But the perfect score is not the real story here. Rather it's about the redemptive benefits of credit and credit scoring. And that's part of the SubscriberWise story too.

“As CEO for SubscriberWise, I want consumers everywhere to know that redemptive characteristics have long-ago been hard-coded into SubscriberWise segmentation technology. Its technology is leveraged by thousands of highly-trained customer service representatives across this nation and it touches a U.S. consumer virtually every minute of every hour of every day.

“Regardless of the Federal laws and the FCRA requirements, treating every single consumer (every human being) with absolute fairness has remained the highest mandate for SubscriberWise. And as spokesperson and president for SubscriberWise, I'm proud to say that my member operators - the women and men who own and operate the nation's telecommunications companies and who have remained loyal to this organization for nearly 10 years - they too share this mandate profoundly,” Howe stated. “It's undeniably the key to the success of SubscriberWise and it will remain so long into the future.

“I've consulted with editor and journalist Seth Arenstein to evolve the SubscriberWise story and the obsession of its president. The ultimate goal is to motivate, inspire, and educate others; it is not to brag.

“And yes," concluded Howe. "I intend to reveal virtually every detail of credit data to satisfy both the interest and curiosity of other obsessed-individuals around this country and around the world who also lose sleep over the perfect FICO 850 score.”

About SubscriberWise

SubscriberWise® launched as the first U.S. issuing consumer reporting agency exclusively for the cable industry in 2006. In 2009, SubscriberWise and TransUnion announced a joint marketing agreement for the benefit of America’s independent cable operators (http://www.subscriberwise.com/TransUnionJointMarketing.pdf). Today SubscriberWise is a risk management preferred-solutions provider for the National Cable Television Cooperative

SubscriberWise is a U.S.A. federally registered trademark of the SubscriberWise Limited Liability Co.

Contacts

SubscriberWise
David E. Howe, President, 330-880-4848 x137

Release Summary

Genuine FICO 850 scores are obtained by an extraordinarily small population. Although impossible to game life-events, it is possible with careful planning over many years to obtain the perfect score.

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Contacts

SubscriberWise
David E. Howe, President, 330-880-4848 x137