FRN Variable Rate Fix

LONDON--(BUSINESS WIRE)--

28 December 2012

Issue: HSBC Finance Corporation

Series 70

XS0181719021

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 02 January 2013

Date To: 04 February 2013

Value Date: 04 February 2013

Benchmark Rate: 0.2097%

Margin: 0.7%

Total Rate: 0.9097%

Number of Days: 33

Day Count: Actual / 360

Interest Frequency: Monthly

Total Amount Due:

USD 187,625.63

Pool Factor: 1