FRN Variable Rate Fix

LONDON--(BUSINESS WIRE)--

27 September 2012

Issue: HSBC Finance Corporation

Series 53

XS0171972820

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 01 October 2012

Date To: 01 November 2012

Value Date: 01 November 2012

Benchmark Rate: 0.2145%

Margin: 0.8%

Total Rate: 1.0145%

Number of Days: 31

Day Count: Actual / 360

Interest Frequency: Monthly

Total Amount Due:

USD 262,079.17

Pool Factor: 1