KBRA Releases Research – Increased Rates Leave Their Mark on Dutch Housing Market

DUBLIN--()--KBRA Europe (KBRA) releases research on the housing market in the Netherlands. House prices have started declining in the country as interest rate rises and affordability issues begin to impact the market. A rapid post-pandemic rise can bring concerns for an equally rapid decline as demand dries up. Mortgage interest rates are back to levels not seen in over seven years. However, a robust economy and unemployment picture could help to limit the impact on pricing pressures. Further, a still resilient and borrower-friendly market provides a supportive backdrop to existing mortgage borrowers.

Key Takeaways

  • House prices in the Netherlands are starting to correct from elevated levels due to increased interest rates and inflation.
  • Mortgage interest rate rises are impacting affordability, which decreases demand for mortgage borrowing and homeownership.
  • Supportive factors, such as low levels of unemployment and unique features of the Dutch market, should limit house price declines as the impact of rate rises is absorbed.

Click here to view the report.

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About KBRA

KBRA is a full-service credit rating agency registered in the U.S., the EU and the UK, and is designated to provide structured finance ratings in Canada. KBRA’s ratings can be used by investors for regulatory capital purposes in multiple jurisdictions.

Contacts

Gordon Kerr, Head of European Research
+44 20 8148 1020
gordon.kerr@kbra.com

Kali Sirugudi, European RMBS
+44 20 8148 1050
kali.sirugudi@kbra.com

Additional Contact
Yee Cent Wong, Co-Head of Europe
+353 1 588 1260
yee.cent.wong@kbra.com

Business Development Contacts
Mauricio Noé, Co-Head of Europe
+44 20 8148 1010
mauricio.noe@kbra.com

Miten Amin, Managing Director
+44 20 8148 1002
miten.amin@kbra.com

Contacts

Gordon Kerr, Head of European Research
+44 20 8148 1020
gordon.kerr@kbra.com

Kali Sirugudi, European RMBS
+44 20 8148 1050
kali.sirugudi@kbra.com

Additional Contact
Yee Cent Wong, Co-Head of Europe
+353 1 588 1260
yee.cent.wong@kbra.com

Business Development Contacts
Mauricio Noé, Co-Head of Europe
+44 20 8148 1010
mauricio.noe@kbra.com

Miten Amin, Managing Director
+44 20 8148 1002
miten.amin@kbra.com