Merchant’s PACT Collaborates with Jack Henry to Integrate Merchant Processing into Digital Banking, Modernizing Merchant Services Programs for Regional and Community Financial Institutions

Accountholders are empowered with a digital platform for instant merchant processing offers, streamlined communication, and insightful analytics to manage their merchant processing accounts.

LOUISVILLE, Ky.--()--Merchant’s PACT, a fintech payments company that analyzes and streamlines merchant services and accountholder data through core and digital platform integrations, announced MPACT Offers is now accessible through Jack Henry’s Banno Digital Platform.

Merchant’s PACT leveraged the Banno Digital ToolkitSM, the same set of APIs the Banno Digital Banking Platform is built on, to embed their technology into the digital experiences offered by community and regional financial institutions. Access to Jack Henry’s API, design, and authenticated frameworks has enabled Merchant’s PACT to directly integrate into the digital banking platform and core, providing a seamless banking experience for financial institutions and their commercial and SMB accountholders. This integration contributes to Jack Henry’s growing ecosystem of over 850 fintechs, providing approximately 8,000 financial institutions with relevant financial products and services for their accountholders.

Interweaving merchant services into digital and business banking like never before, MPACT Offers provides seamless communications and better functionality for the nearly 7.9 million accountholders with the Banno Digital Platform by delivering dynamic and targeted merchant processing content directly to accountholders.

“MPACT Offers expands our digital banking usability and furthers our capacity to be a 'one stop shop' for our business customers,” said Patsy Templeton, Senior Vice President of Group Operations at Craft Bank a 2020 Denovo Bank.

MPACT Offers is powered by Merchant’s PACT open platform, MPACT Hub, which houses a suite of SaaS solutions to streamline Core and Digital Banking integrations, portfolio data, lead generation insights, marketing assets, and training tools for financial institutions.

“These SaaS solutions provide powerful insights and competitive advantages to financial institutions interested in serving and growing their commercial and SMB accountholder base,” said Ashley Noland, Chief Commercial Officer at Merchant’s PACT.

Modernize commercial and SMB client payment offerings, grow deposits and non-interest income, and reduce disintermediation by accessing Merchant’s PACT turnkey solutions. Click here to learn more or schedule a demo today.

About Jack Henry

Jack Henry (NASDAQ: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For more than 45 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 8,000 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at

Merchant’s PACT

Merchant’s PACT is a fintech, payments program management and consulting firm that analyzes and streamlines merchant services and accountholder data through core and digital platform integrations. Merchant’s PACT provides software and payment solutions to financial institutions through an open platform to modernize their SMB and commercial client payment offerings, prevent disintermediation by fintech payment providers and Tier 1 competitors, and interweave merchant services into digital and business banking like never before in the financial services industry. For additional information, visit:


Ashley Noland