KBRA Releases Comment – Community Banks Get Streamlined Capital Rules

NEW YORK--()--Kroll Bond Rating Agency (KBRA) releases commentary on news that federal bank regulatory agencies finalized on October 29 the Community Bank Leverage Ratio (CBLR), which was proposed in late 2018.

The new rule allows qualifying community banks to keep their “well-capitalized” status by reporting a single capital ratio instead of the current four ratios required under regulatory capital compliance.

KBRA believes the rule on CBLR reporting will be modestly beneficial for community banks given the reduced compliance burden, but does not materially alter the fundamental creditworthiness of the industry.

To read the report, click here.

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About KBRA and KBRA Europe

KBRA is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider and is a certified Credit Rating Agency (CRA) by the European Securities and Markets Authority (ESMA). Kroll Bond Rating Agency Europe Limited is registered with ESMA as a CRA.

Contacts

Analytical Contacts:
Ethan M. Heisler, CFA, Senior Director
(516) 359-0975
eheisler@kbra.com

Business Development Contact:
Dave DeMilt, Managing Director
(646) 731-3335
ddemilt@kbra.com

Contacts

Analytical Contacts:
Ethan M. Heisler, CFA, Senior Director
(516) 359-0975
eheisler@kbra.com

Business Development Contact:
Dave DeMilt, Managing Director
(646) 731-3335
ddemilt@kbra.com