Best-Selling Book “Plan Smart, Retire Right” Focuses on Retirement Strategies for the Average American

New study cites 39% of Americans don’t have $1,000 saved for an emergency

WOODBRIDGE, N.J.--()--Do you realize you could spend as many years in retirement as you did in your working years? Do you know exactly how much money you’ll need to ensure you never outlive your savings? Are you running out of money? These are some of the questions posed in the new, best-selling book by Bravias Financial’s Richard Zeitz, Plan Smart, Retire Right: A Common Sense Approach to a Stress-Free Retirement.

“We are living longer and longer; the biggest risk most Americans face is running out of money during a lengthy retirement. With proper financial education, we can take the necessary steps to help ensure this doesn’t happen,” says author and retirement expert, Richard Zeitz.

“One of the biggest misconceptions is that financial advisors only benefit the wealthy,” Zeitz comments. “The thought that you need to be ‘rich’ to afford a financial advisor is an unfortunate misnomer. And even those who do meet with an advisor often don’t ask the important questions.”

EBRI, an objective source on national data and research, cites that 3 out of 4 US employees have not had an opportunity to meet with a financial advisor, nor are currently saving for retirement. Zeitz suggests this may be reflected by a recent Bankrate study highlighting that 39% of Americans don’t have enough savings to cover a $1,000 emergency. Furthermore, a recent study cites most Americans only have $14,576 saved for retirement.

“In retirement, the investment choices you make, and their results, good or bad, are final. You either make the right moves with your money, or you don’t. You either have enough cash flow in retirement to maintain the lifestyle you desire, or you don’t.”

Zeitz intends to fill a void through his mission to educate Americans regarding principles and strategies essential to a happy and healthy retirement. “This book takes complex financial concepts and breaks them down into easy, attainable steps, providing a financial roadmap for hard-working Americans, and demonstrating how to create a stress-free retirement at any age, and any income level.”

Plan Smart, Retire Right: A Common Sense Approach to a Stress-Free Retirement is available in multiple formats at and other retailers.  For more information, and a FREE copy, visit:

About Richard Zeitz

Richard Zeitz is the founder and President of Bravias Financial, and a veteran in the financial services arena since 1994. As a proud member of the National Ethics Association, his firm is built on the foundation of trust, integrity, and best practices. He has been featured or quoted in various publications including: US News and World Report, Investopedia, The Street, and Life and Health Advisor Magazine. In addition to conducting educational workshops and seminars, he frequently speaks to various organizations about wealth management and retirement readiness.

About Bravias Financial

Bravias Financial is an independent retirement planning firm providing clients comprehensive financial advice. Whether your financial goals include planning for retirement, accumulating wealth, enhancing your business, developing IRA strategies, or preparing for a child's college education, designing the right financial strategy is one of the most important steps you can take toward successfully reaching your goals. Investment Advisory Services are offered through Bravias Capital Group LLC, a New Jersey State Registered Investment Adviser.

About “Plan Smart, Retire Right.
ISBN # 9781983282997 - 6”x9” ; 187 pages
Publication Date: July 10th, 2018


Bravias Financial
Kyle Kane

Release Summary

Best-selling book focuses on retirement strategies for the Average American. Bravias study shows Americans don't have enough savings for emergencies.


Bravias Financial
Kyle Kane