Research and Markets: Financial Assessment of the US Insurance Industry

DUBLIN--()--Research and Markets (http://www.researchandmarkets.com/research/7pjvdh/financial) has announced the addition of the "Financial Assessment of the US Insurance Industry" report to their offering.

This research service provides a holistic picture of the US insurance industry. It analyzes financial data, identifies top performers, discusses relevant trends, and offers an overview of the financial state of the industry. The study divides insurance providers into 2 categories: life and health, and property and casualty. Analyses in both categories consist of profitability, cost management, underwriting, capital, solvency, and liquidity ratios. The study identifies and ranks top-performing companies in terms of financial and risk management regardless of their size and category. Top performers also are listed by revenue range and insurance category.

The US insurance industry is becoming increasingly digital and grappling with the nuances of changing business models, regulations, and other structures.

Industry Analysis

The insurance industry is witnessing a turning point with many opportunities and challenges.

While industry returns have not reached pre-recession levels, it has maintained consistent performance in times of low gross domestic product (GDP) growth and low interest rates and is expected to witness better returns as situations improve. Changes in consumer preferences and demands, and corporate and technology developments, give rise to new areas of risk to be insured as well as industry consolidation in search of better distribution networks (online or physical). At the same time, low interest rates, talent drain, stringent regulations, and the need for better underwriting and risk management systems are among the challenges.

Financial Analysis

Life and health (L&H) and property and casualty (P&C) insurance revenues are growing steadily despite the challenging US economy. As the economy continues to improve, the expectation is higher industry profits as premiums increase and investment income grows, coupled with lower operational costs due to investment in upgraded technology and cost-effective online distribution. Underwriting ratios are improving, and the industry is well placed in terms of policy holder surplus to cover future claims. Overall, the industry is well positioned financially and ready to face any challenges that lay ahead.

Study Objectives

- To analyze companies in the US insurance industry based on key financial metrics and financial ratios.

- To identify key performance drivers and restraints that impact the industry and develop an outlook for 2016.

- To identify the best industry performers based on financial performance between 2010 and 2014.

- To analyze select companies and perform a ratio analysis to develop a suitable ranking process.

- To elaborate on best practices of top performers and provide a competitor analysis based on financial parameters.

Key Topics Covered:

1. Executive Summary

2. Introduction

3. Overview of the US Insurance Industry

4. Financial Assessment of the US Life and Health Insurance Industry

5. Financial Assessment of the US Property and Casualty Insurance Industry

6. Financial vs. Risk Management Ranking of the US Insurance Industry

6.1 Methodology for Identifying Top Performers

6.2 Top Performers - Financial Management vs. Risk Management

6.3 Financial Management vs. Risk Management Explained

6.4 Top Performers by Revenue Range - Above $10B

6.5 Top Performers by Revenue Range - $1B to $10B

6.6 Top Performers by Revenue Range - $100M to $1B

6.7 Top Performers by Revenue Range - Below $100M

6.8 Top Performers by Insurance Category - L&H

6.9 Top Performers by Insurance Category - P&C

6.10 Top Performers by Insurance Category - Multi-line

7. Conclusions

8. Appendix

For more information visit http://www.researchandmarkets.com/research/7pjvdh/financial

Contacts

Research and Markets
Laura Wood, Senior Manager
press@researchandmarkets.com
For E.S.T Office Hours Call 1-917-300-0470
For U.S./CAN Toll Free Call 1-800-526-8630
For GMT Office Hours Call +353-1-416-8900
U.S. Fax: 646-607-1907
Fax (outside U.S.): +353-1-481-1716
Sector: Insurance

Contacts

Research and Markets
Laura Wood, Senior Manager
press@researchandmarkets.com
For E.S.T Office Hours Call 1-917-300-0470
For U.S./CAN Toll Free Call 1-800-526-8630
For GMT Office Hours Call +353-1-416-8900
U.S. Fax: 646-607-1907
Fax (outside U.S.): +353-1-481-1716
Sector: Insurance