Kroll Bond Rating Agency Releases Research Report “Q2 Bank Earnings: Strong Mortgage Revenue & Volumes Likely, Though Questions Remain for Rest of 2015”

NEW YORK--()--Kroll Bond Rating Agency (KBRA) released Q2 Bank earnings comment: “Strong Mortgage Revenue & Volumes Likely, Though Questions Remain for Rest of 2015.” The report makes the following key points:

  • KBRA believes that residential mortgages could be a bright spot in Q2 2015 financial results for both large banks and non-banks, but loan growth for the U.S. banking industry as a whole is likely to remain constrained by regulatory factors.
  • Though mortgage lending volumes in the second half of 2015 are likely to show continued strength, KBRA believes investors should remain cautious about the outlook for the balance of the year due to rising interest rates and structural factors.
  • Non-bank firms continue to slowly grow their share of lending and servicing in the 1-4 family mortgage sector. Even with the frequent expressions of concern about the growth in non-bank mortgage lending and servicing, however, KBRA notes that the market share of commercial banks operating in the residential mortgage market remains high by historical standards.

To view the full report, please click here:

www.krollbondratings.com/show_report/2569

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About Kroll Bond Rating Agency

KBRA is registered with the U.S. Securities and Exchange Commission as a Nationally Recognized Statistical Rating Organization (NRSRO). In addition, KBRA is recognized by the National Association of Insurance Commissioners (NAIC) as a Credit Rating Provider (CRP).

Contacts

Kroll Bond Rating Agency
Analytical:
Christopher Whalen, 646-731-2366
Senior Managing Director
cwhalen@kbra.com
or
Joe Scott, 646-731-2438
Senior Director
jscott@kbra.com

Contacts

Kroll Bond Rating Agency
Analytical:
Christopher Whalen, 646-731-2366
Senior Managing Director
cwhalen@kbra.com
or
Joe Scott, 646-731-2438
Senior Director
jscott@kbra.com